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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.17 (1275 reviews)

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4.17

Based on 1,275 reviews, last reviewed 18th Apr 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1275)

Perfect for students

Having the overdraft set at £1500 has been a godsend when rent comes out before student loan comes in Reviewed on: 16th February 2023

Easy to reach customer service, good products

Does what it says on the tin. Maybe not as advanced in terms of features that new banks like Monzo have, but it's a solid bank account you can trust. Reviewed on: 15th February 2023

Great bank

I have a 123 student account and love the benefits it has. The zero interest overdraft is great for emergencies. I was also give a free railcard and I use it so much and have saved a lot. Reviewed on: 14th February 2023

when it's best

very good if the cash back works for you. particularly santander products. not so good anymore otherwise Reviewed on: 13th February 2023

Great bank - very good service

Easy to use banking - usually via there app - very good customer service. Reviewed on: 12th February 2023

Great earnings

Best current account, good interest rates if in credit, plus cashback on utility bills. Reviewed on: 9th February 2023

Great easy site

Good personal backup when the occasional issue occurs Reviewed on: 9th February 2023

Santander 123 Current

App is clear and easy-to-use. App chat generally quick but only deals with basic issues. Reviewed on: 8th February 2023

Everyday Santander User

I use Santander every day as my go to bank and I have for years. I have always been satisfied with them Reviewed on: 8th February 2023

Money back

Nice bit of money back of bills reasonable high street bank rate Reviewed on: 8th February 2023

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