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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Great service in branch and on line

Staff in branch are always very helpful and soliticious: on line banking (web or app) is so easy. Pleased to recommend Reviewed on: 14th December 2019

Loads of money back!

The account is so good for getting money back, especially if you have a Santander mortgage Reviewed on: 11th December 2019

Great service

Great service and very customer focused Reviewed on: 11th December 2019

123 current account is very useful and the cashback options are great

I saved on average and the customer service is always helpful. Reviewed on: 11th December 2019

Great rewards account

I love the rewards with this account, it adds up quicker than you think and the staff at the local branch couldn't be more helpful. Reviewed on: 8th December 2019

Good security

Always block card from being in use if they suspect an suspicious behaviour Reviewed on: 3rd December 2019

Excellent!

Brilliant and really reliable product! Reviewed on: 30th November 2019

Brilliant bank

Started with a student account, moved to a graduate account and now on the 123 current account. The student account was brilliant for me and they made the transition to working life a lot easier with the graduate account. Only bit of criticism I could give is that when trying to pay my credit card on the app it is a little difficult and I need to go on an internet browser instead. Reviewed on: 25th November 2019

Interest cut

This was a great account until the interest rate was slashed - now only mediocre Reviewed on: 24th November 2019

Really good

We have had this account for many years, it works for us, it's not many banks that give you cash back on all your Bills, we get about 19.00 interest a month and don't really notice the Fee. Reviewed on: 24th November 2019

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