Write a review

Go to business site

Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

View other Santander products

4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1252)

Good customer service

Found our local branch always very helpful and supportive Reviewed on: 25th August 2017

At last, a bank that gives.

Just great to get some return for investing your hard earned cash. Even after they reduced the interest they are still the best for us. Reviewed on: 23rd August 2017

no hassle good interest

easy to deal with, no problems, good interest rates Reviewed on: 15th August 2017

Problems with Online Access

Experiencing problems with online banking. Its the second day now that I cannot access this service. Would like to know if this is a server issue or whether its personal accounts being affected. Regards Reviewed on: 11th August 2017

Good online but not enough branches

Like so many banks these days there is in my opinion a complete lack of actual branches. Reviewed on: 10th August 2017

Good interest rates and easy to manage online

Whilst the interest rate for this current account has reduced, it is still providing leading market rates compared to most other providers, particularly if you are able to have the £20k maximum limit in the account - as this helps you get the most out it. Customer service in the branch is good, and internet banking is easy to use to manage the account. Reviewed on: 4th July 2017

Does the cashback job well . Good customer service.

Does the job. Good customer service when needed. We have been clever-ish in making sure we maximise the cashback income using all possible indirect debits including our mortgage. Result! Reviewed on: 30th June 2017

Hassle free current account

Was late to Santander, but now would recommend to all family and friends. Reviewed on: 29th June 2017

Great Bank, Great Account

I earn cashback on my direct debits, interest on my balance, and low charges on my overdraft. Santander are great! Reviewed on: 23rd June 2017

no help when needed

The account works fine, although even with the cash back it was not worth it. Basically I got cheaper banking elsewhere and with more benefits. I stuck with Santander until they rejected me for credit, which was strange give my credit score, and my history with them... went into a branch to ask why, and no help was given... the machine had decided. Gave up and went elsewhere, got a credit, and I'm saving money on the current bank account. Reviewed on: 22nd June 2017

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current Account
from Yorkshire Bank 3.77 from 76 reviews
Personal Current Account
from Bank of Ireland 4.15 from 13 reviews
Gold account
from NatWest 4.48 from 365 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.11 from 17 reviews
Basic current account
from Santander 3.94 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub