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Santander: Cash ISA reviews

3.06
Based on 68 reviews, last reviewed 19th Apr 2025
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
32%
See only 4 star reviews
24%
See only 3 star reviews
12%
See only 2 star reviews
6%
See only 1 star reviews
26%

Latest highest rating:

5

Very helpful bank teams assisted in making the decis... Very helpful bank teams assisted in making the decisions. Reviewed on: 19th April 2025
Miranda 's avatar
Miranda

Latest lowest rating:

1

Absolutely terrible return. Absolutely terrible return. Lost £400 over 4 year period despite other competitors making a good return. Could have made £5,200 on a cash ISA. Obvio... Read more Reviewed on: 16th March 2025
DavidD A's avatar
DavidD A

About this product

Santander have a range of ISAs with a choice of fixed rates and variable rates.

The Santander Easy Access ISA needs a minimum deposit of £500 to open the account. Santander offer a one year or two year fixed rate ISA. You can manage your account via telephone banking, branch or by online and mobile banking.

Santander cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Cash ISA reviews (68)

Review of the Santander, Cash ISA:

Poor performance

1
Do not invest in their stocks and shares isa mine has lost 13% in the last 18 months you will be paying a fee to them for failure, they haven't a clue and are not interested in looking after your money its the worst decision I have made. Reviewed on: 16th August 2023

Absolute rubbish

1
Been with this fund for 5 years £70,000 invested - the return minus £250 - if you have any sense put your money elsewhere Reviewed on: 14th June 2023

Bes RTate

5
Santander had the best 1 year ISA rate this year Reviewed on: 3rd April 2023

Fuss free and easy to use

3
Always had competitive savings rates Reviewed on: 3rd April 2023

Great ISA rate

5
A great online fixed rate ISA easy to set up, staff in branch very helpful Reviewed on: 6th March 2023

Poor investment ISA performance

1
Since August 2021, my ISA and investment account have both consistently lost significant amounts of money, and are worth more than 20% less. Of course we know that investments can go down as well as up, but both of these have only gone down. Buyer beware. Reviewed on: 10th February 2023

Investment

5
Easy to deal with and explained all deals available Reviewed on: 14th October 2022

Worst investment I ever made.

1
Investment total has declined every single quarter since I made it. Have lost patience now, far better to leave under mattress!!!!! So angry with Santander!!!! Reviewed on: 22nd September 2022

Not empress

1
Couldn't open an account not impressed. I have tried a few time to open an account. So this is why I opened a Starling account. It was quick and easy to do. I would recommend it to my friends and family. Reviewed on: 24th January 2020

Not jappy

2
Not been too happy with this isa. I doubt it’s earning anything at all now. Reviewed on: 15th January 2018

Account is fine interest rate not the best

4
Not the best interest rate but no problems with the service Reviewed on: 22nd November 2017

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