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StepChange: Debt Management reviews

4.95
Based on 14,508 reviews, last reviewed 9th Jun 2025
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Latest highest rating:

5

Did for my mental health and stress because of my debt. I've been with Stepchange for a while now I don't think they understand how vital their services are, I actually don't know where I would be without t... Read more Reviewed on: 9th June 2025
Terri W's avatar
Terri W

Latest lowest rating:

2

Needed to consolidate all my financial issues into o... Needed to consolidate all my financial issues into one lump sum, great at helping budget but still getting constant emails and phone calls months afte... Read more Reviewed on: 7th June 2025
Stuart b's avatar
Stuart b

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14508)

Review of the StepChange, Debt Management:

Life saving for many

5
With your help and support over many years your team all of team have helped keeping me alive and sane and able to carry out my support to other people . Banks are greedy and will ruin your life. With your help we can live with that. Thank you very much. X Reviewed on: 24th April 2020

Did for my mental health and stress because of my debt.

5
I've been with Stepchange for a while now I don't think they understand how vital their services are, I actually don't know where I would be without them, it was the best thing I ever did contacting them after getting over the embarrassment. Reviewed on: 9th June 2025

Great help and advice from STEPCHANGE

5
From the very start of my debt, STEPCHANGE have continued to assist me with my creditors and payments. I have a 12 month review of my circumstances so I only pay what I can afford each month. Which has helped a lot. There’s no pressure from STEPCHANGE. Reviewed on: 9th June 2025

Lifted a weight off my shoulders

5
I previously had a negative experience with another company and was recommended to Stepchange. Within a week they had worked with me, gathered the information necessary, and have been working on my behalf ever since. The are personable and listen to your circumstances, they are patient and make the experience as pleasant as they can. They lifted a weight off my shoulder and gave me good financial advice. Reviewed on: 9th June 2025

I was getting stressed with constant letters and cos...

5
I was getting stressed with constant letters and cost of living was making it more difficult to deal with debts.i contacted stepchange online and completed a budget assessment and came up with a plan (DMP)Stepchange were great and after speaking to an advise over the phone,found them to be very polite impartial and understanding of my circumstances. Reviewed on: 9th June 2025

My whole experience with Step Change has been amazing!

5
My whole experience with Step Change has been amazing! excellent customer service team- all people I have spoken too have been professional, friendly and helpful. Reviewed on: 9th June 2025

Knowledgeable and friendly

5
The people at StepChange are knowledgeable, friendly, understanding and very helpful. Always there for help and advice and good to know that someone has your back. Reviewed on: 9th June 2025

They’re a Really Relaxed & Helpful Bunch!

5
Obviously, going to them, is not your ’finest hour’ and having poor financial planning can really affect your wellbeing. I feel there’s been more pressure over the past say 15 years to reverse the idea of living within your means’ and I feel it can be a real strain, that’s a general broader point. My situation was more of reaching a crossroads and having to take an option that I feel WILL eventually be worthwhile, but the ‘bridge’ to that point is quite a long one. Anyway everyone has their stories. Whatever it is, these guys are super chill, super helpful and they have instilled some behaviours in me that, have assisted me to manage my ongoing affairs. They will get you to do a budget, which may feel a bit daunting, but there’s nothing to worry about, and actually going through the process gives you (or did give you) a number that you can use with some of your other bills. I do recommend them at the slightest hint of a ‘problem with finances’ situation. Reviewed on: 9th June 2025

Very helpful team and easy to talk to

5
Very helpful team and easy to talk to Reviewed on: 9th June 2025

I’m so grateful for the help and support of Stepchange

5
Stepchange helped me when I was so worried about the first time in my life the debt I found myself in.. They went though everything with me in a clear and simple manner. It was like a weight had been lifted off me and I could move forward knowing my debt was under control and I was paying back what I could afford . I am so grateful for their kind and professional support. Reviewed on: 9th June 2025

I spent every night for months trying to make everyt...

5
I spent every night for months trying to make everything work money wise for my situation but it never would, I was crying every night and buying for food and fuel on credit cards. These people where my last resort, that was my downfall. They should have been the first place I went to! If I had I would be in less debt but trying to admit you can't do it anymore is the hardest part. Without these people my family would be homeless and I don't know where we would be. It took two months to sort my account out and get up and running and the hardest part for me was phoning up and talking to a different person each time but otherwise it was all positive. Reviewed on: 9th June 2025

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