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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Step Change, the best thing since sliced bread.

We had quite a lot of debt and eventually contacted Step Change I believe in 2018, it is now 2024 and I am hoping and expect my debt to be cleared by December this year, Step Change has been with me every step of the way, I don't know where I would have been if I had not contacted them those 6 years ago, they have been very professional always polite and I cannot emphasize enough how fantastic they have been and they are still helping me until the end of the year, I recommend them to anyone who has any financial problems, you will not regret it, Thank you Step Change for everything you have done for us. from I. & M. Reviewed on: 1st May 2024

They gave me a clear mind so at last I could sleep a...

They gave me a clear mind so at last I could sleep at night. Reviewed on: 1st May 2024

Amazing experience with Stepchange

Well where do I start, what an amazing team at Stepchange, every time I contacted them I dealt with a polite, helpful experienced person who had empathy and positivity. Before contacting you I was so anxious and worried and couldn’t sleep at night, the first phone call resolved that and continued to do so. I can’t thank you guys enough. Such a professional team and exceptional at there job! Reviewed on: 1st May 2024

Step change have helped me manage my finances better...

Step change have helped me manage my finances better and help me see light at the end of the dark tunnel. Reviewed on: 1st May 2024

Easy to set up, friendly non judgemental staff.

Easy to set up, friendly non judgemental staff. Easy monthly payments and it’s great to have a steady plan knowing I’ll be debt free soon. Reviewed on: 1st May 2024

Weight lifter

Severe debts managed into monthly payments was a large weight of our minds Reviewed on: 1st May 2024

Stepchange helped me when I was really low

I found stepchange when I was in a situation where my debts were out of hand and I could not get on top of them. They took the stress away from me and contacted all my creditors and got all my additional charges frozen. I then did an income and expenditure form where we worked out what I could afford to pay step change, and they then split that between each creditor. I am still paying this now and have never been stressed about my debt since. Stepchange literally helped me come out of depression I had around mu finances! Reviewed on: 1st May 2024

If it wasn’t for step change. .

If it wasn’t for step change. I don’t know where I’d be. They have been amazing from the start. And always there to help if I need it. Reviewed on: 1st May 2024

StepChange dug me out of a hole

It took less than a week for StepChange to get my debts organised into small payments and show me all the options that were available. They gave a full detail account of all my options and let me decide how I felt was best for me to pick. Debt Management Plan is easy to understand and set up and payments can be changed to suit my circumstances. Reviewed on: 1st May 2024

Had direct telephone contact since I needed help in...

Had direct telephone contact since I needed help in filling out the form. My circumstances were not straightforward Reviewed on: 1st May 2024

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