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StepChange: Debt advice reviews

4.95
Based on 16,813 reviews, last reviewed 19th May 2026
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Latest highest rating:

4

Very long telephone waits, but vital support. Very long telephone waits, but vital support. Reassurance and help throughout the process, fears allayed, but they need to be given more resources to... Read more Reviewed on: 19th May 2026
Michelle Laity 's avatar
Michelle Laity

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16813)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

A relief to find complete peace of mind

5
Absolutely amazing. Such a mine field changing benefits and getting correct results. I was practically destitute as o had no clue to the changes and monthly payments. Sympathetic patient and reassuring that it as a temporary situation and will be sorted out sooner than I expected.. was practically suicidal as a widow with kinship care from grandsons birth 2013 in Scotland to Laing my close family in years 6 bereavements and trying to help grandson deal with his grief I couldn’t string a sentence together. I messaged instead response was same day and relief of their support and empathy was amazing. I actually managed to sleep that night after so many nights worrying and allowing myself to become so exhausted I lost half my body weight and my hair through it all. Step change my ade me recover and I no l longer feel guilty am assured I was never alone. They are miracle workers Reviewed on: 30th March 2023

Great company

5
Great company helps people get on track financially Reviewed on: 20th March 2023

Excellent service

5
Empathic and understanding staff , made me feel that I could cope with my debts. Reviewed on: 27th September 2022

Absolutely brilliant

5
Step change have helped give me peace of mind. They do not judge, just offer fair, solid advice. I would recommend them to anyone struggling with debt problems. Reviewed on: 25th August 2022

brilliant helpful advice

5
no judgement friendly staff sorted all my debts no more worries Reviewed on: 19th August 2022

Outstanding

5
Incredible support anyone who is afraid of making the first move, please please do it. The procedure is simple and very straight forward. I’m looking forward to being debt free in 9 months time. Reviewed on: 19th August 2022

should have asked for help sooner

5
I had been avoiding facing my financial difficulties- thinking I could keep going. The stress was a huge strain on me. Stepchange made the whole process easier for me. There was no stigma just support and understanding and a great efficiency in sorting out my debts. I really am extremely grateful to them. Reviewed on: 19th August 2022

Debt management plan

5
Very friendly and professional advice, efficient timely wise. Reviewed on: 17th August 2022

saved my sanity

5
with out the support from stepchange i do not know where i would be today Reviewed on: 16th August 2022

Life saver

5
Life was so unbareable before i was introduced to Step Change they gave me some life back it doesnt bare thinking about Reviewed on: 16th August 2022