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StepChange: Debt advice reviews

4.95
Based on 16,795 reviews, last reviewed 18th May 2026
100000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Excellent service in all aspects Excellent service in all aspects Reviewed on: 18th May 2026
mamta ved's avatar
mamta ved

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16795)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Step Change are totally amazing.

5
I cannot praise Step Change highly enough. They are totally professional, caring, commited and understanding to your predicament. I would recommend them to anyone who is having financial difficulties. They are there to help, so just give them a call. Reviewed on: 14th August 2022

Life Saver

5
As soon as i contacted step change they walked me through my finances and created an affordable repayment plan for all my debts and contacted each creditor to inform them of my repayment plan. They also review your financial situation annually to highlight any significant changes to your financial situation. I cannot recommend them enough if you feel overwhelmed by your debts please do not hesitate to contact them, you will be glad you did. Reviewed on: 14th August 2022

Amazing Company.

5
Step Change are an amazing Company helping so many people who find themselves in a debt situation through no fault of their own. Reviewed on: 14th August 2022

Real life heroes

5
I am so grateful for the help and support I received from Step Change. At a hugely difficult and stressful time, Step Change employees were helpful and supportive without being judgemental. They patiently listened and helped me to work out a solution to my financial problems that had previously been causing me worry and stress. The people I spoke to were so patient and guided me through the debt management plan process. The online service is very useful too, with advice and information. Thank you Step Change Reviewed on: 14th August 2022

Brilliant

5
Sympathetic, helpful, life changing. Reviewed on: 14th August 2022

Brilliant

5
Non judgmental and so helpful. A weight of my shoulders. So glad I went with them they have took all the stress and worry away and I am paying my creditors of at a figure I can afford. Reviewed on: 13th August 2022

Amazingly helpful and vital service

5
Always efficient and helpful, advisers are extremely polite. Reviewed on: 13th August 2022

Financial help and reassurance

5
A very knowledgeable and reassuring team at the end of the phone who don’t rush you they listen. The online information and support is also easy to follow. I find the news letters and articles very interesting and informative. Choosing stepchange has changed my life and that might sound extreme but it’s true the day I made that’s first call reduced my stress and worry. Would totally recommend Reviewed on: 13th August 2022

What a relief!!

5
My husband and I had built up a large debt and were struggling with repayments. Our credit card listed Stepchange to try and help us . What a relief -no judgement , no criticism just help and advice and an affordable plan to repay it. Reviewed on: 13th August 2022

Fantastic

5
Turned the light on when I was in the darkest of places. Reviewed on: 13th August 2022