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StepChange: Debt advice reviews

4.95
Based on 16,817 reviews, last reviewed 19th May 2026
101050% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

You guys are a Star! I was stressed out due to unmanageable debts and had no clue what to do. Heard about stepchange so registered and requested assistance. Whole process ... Read more Reviewed on: 19th May 2026
Mueen's avatar
Mueen

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16817)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Step Change couldn't have been more helpful or understanding of my predicament!

5
I got into trouble with bank overdrafts and overspending on store cards etc. A friend was kind enough to contact SC on my behalf to see what I needed to do. They have been so attentive to my situation and always efficiently at the other end of the phone. Thankfully I'm well on my way to being hopefully solvent. Many thanks SC, you save lives and people's self respect and dignity. So deserved to achieve this award. Many thanks. Reviewed on: 14th August 2022

There to help me when needed

5
Company after company were trying to get me to pay them more than I could but Step-change to over my affairs and sorted out my DMP and contacted the companies and came up plan to suit everyone. Reviewed on: 14th August 2022

payment plan

5
Stepchange are amazing they could not do enough for us and helped us get into a Payment Plan. Would highly recommend them. Reviewed on: 14th August 2022

Debt angels

5
I was so panicked about my credit card debts and spiralling interest. StepChange arranged a Debt Management Plan for me, so now my interest is frozen and I'm paying off as much as I can on a monthly basis. The relief is absolutely huge and it's so brilliant to be able to manage everything centrally with the clout of StepChange behind me instead of contacting individual companies myself. So grateful for their work! Reviewed on: 14th August 2022

Life changing

5
Life before StepChange was a nightmare. We feared the `phone ringing, the postman calling. We had run out of all options we had very little money after paying our debts. A `phone call to StepChange changed our lives. The first call we made to StepChange we were treat with nothing but helpfulness, NO condemnation for being in a financial mess. Just positive help from the very first call. THANK YOU. I cannot recommend StepChange enough. Reviewed on: 14th August 2022

Reassuring

5
Their reassurance helped me to tackle my problem head on and they were patient in explaining my various options to find one that worked for me. Reviewed on: 14th August 2022

Peace of mind

5
When there seems no way out, contact step change. Their staff are really friendly with no judgement on your affairs. So good at taking over stress of reminders and phone calls. Reviewed on: 14th August 2022

life saver

5
I needed their intervention to help me breath.I didn't have a way out, Reviewed on: 14th August 2022

Kind Excellent Support

5
StepChange are wonderful! They have consistently & non judgementally helped me navigate my many & overwhelming debts. Reviewed on: 14th August 2022

Peace of mind

5
Very helpful and support ive not at all judmental Reviewed on: 14th August 2022

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