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StepChange: Debt advice reviews

4.92
Based on 18,618 reviews, last reviewed 12th Jun 2026
187250% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional, Supportive and Life Changing Help The support I received was reassuring during a stressful time, and the process was straightforward and easy to follow. Thanks to their guidance, I now... Read more Reviewed on: 12th June 2026
Eva's avatar
Eva

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18618)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

Great debt management service , stops the hassle and...

5
Great debt management service , stops the hassle and worry from owing credit card debt that has spiralled out of control (mostly because of their charges)! Reviewed on: 1st May 2024

Excellent service

5
Very professional service. They are very helpful. Reviewed on: 1st May 2024

Could be better

4
I am overall pleased with the help I have received with my debts. If an issue arises I am responsible for contacting my creditors which is challenging with anxiety issues so I would rather they offered this service. Reviewed on: 1st May 2024

Simple and easy to use.

5
Very easy to understand and access to my account is simple. Reviewed on: 1st May 2024

Life help

5
I had a large debt which i was having trouble making the payments on . Stepchance helped me get it sorted out . Reviewed on: 1st May 2024

As a disabled person with Aggressive Multiple Sclero...

5
As a disabled person with Aggressive Multiple Sclerosis and other conditions, this company and number one are the people who have been working to help me… saved my life.. Many thanks Reviewed on: 1st May 2024

I have considerable debt & its was adding to my exis...

5
I have considerable debt & its was adding to my existing mental health problems. It has helped considerably, my mental health , whilst still considerable, it’s one less thing to over worry. Reviewed on: 1st May 2024

I was very worried and frightened I could not cope f...

5
I was very worried and frightened I could not cope financially. They put my mind at rest Reviewed on: 1st May 2024

They help me repay my debts with manageable payments...

5
They help me repay my debts with manageable payments with I can afford and also They give you right advice about your debts and how to become debts free Reviewed on: 1st May 2024

Stepchange helped me admit that I was in debt and st...

5
Stepchange helped me admit that I was in debt and started helping me through what I can and can't do. I chose a debt management plan to help me make managable payments and still put food on the table. I have never had a bad experience with them and whoever is at the end of the phone is full of knowledge, understanding and none judgmental!! Reviewed on: 1st May 2024