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StepChange: Debt advice reviews

4.92
Based on 16,830 reviews, last reviewed 20th May 2026
101700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

A Huge Weight Lifted Amazing support — we were under unbelievable pressure because of our debts and struggling to sleep at night. We didn’t trust anyone with anything rela... Read more Reviewed on: 20th May 2026
Pawelek Matko's avatar
Pawelek Matko

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16830)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Free, non-judgemental help and support

5
StepChange provide free, non-judgemental help - they have been my saviours. I don’t know what I would have done without them. Reviewed on: 12th August 2022

Brilliant! They have helped me sleep well again at night instead of laying awake worrying!

5
So pleased I found stepchange, I’m so much happier now, less anxious and relieved that my debts are going in the right direction…. Reducing!! Brilliant in every wsy Reviewed on: 12th August 2022

Step change is a life saver

5
Contacted step change when I had lots of debt and arrears to pay. They helped me in budgeting my finances and also sign post me to further support. Reviewed on: 12th August 2022

Life changing

5
The people at Stepchange are extremely helpful and respectful in what was a horrible time for me last year. I had spent months worrying and struggling with my debt I couldn’t see a way out. Someone told me about Stepchange. I had to pluck up courage to ring so happy I did. They helped with my debt and I’m paying it back at a rate I can afford. It really has changed my life and I can’t recommend them enough. Reviewed on: 12th August 2022

Life line

5
As my title says step change has been a life saver took all that worry away I know I won't be debt free for a few years but he ho I know it is getting paid and they is someone there if I ever problem.I would just like to say thank you Reviewed on: 12th August 2022

I can breathe again now

5
It as taken all the pressure away no phone calls no letters just an affordable payment every month Reviewed on: 12th August 2022

Amazing friendly supportive

5
I have nothing but praise , the team at Step change have supported me 100% non judgemental kind and knowledgeable! They have reassured me and guided me and helped me take the weight off my shoulders ! Reviewed on: 12th August 2022

Excellent

5
I went to step change as I was drowning and needed some professional help. They were fantastic Reviewed on: 12th August 2022

Amazing life savers

5
They have helped me massively. I was in such a state when I first spoke to them. They helped me every so of the way. Absolutely brilliant. And so so helpful and friendly and no judgement from them. Reviewed on: 12th August 2022

So relieved

5
When i finally plucked up the courage to call, Stepchange took all of my anxiety away, made me realise it wasn't my fault (huge relief) and that there was a way out and that I wasn't the only one and nothing to be ashamed of. I still struggle with these things but I feel so much better now and the worry is a MILLION times less. Thank you SO much Stepchange. Reviewed on: 12th August 2022

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