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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16834 reviews)

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4.92

Based on 16,834 reviews, last reviewed 21st May 2026

101900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Friendly helpful and sympathetic. Friendly helpful and sympathetic. Without their help and advice I'd have committed suicide. As my life progresses they are always there to help and of... Read more Reviewed on: 21st May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16834)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Fantastic

Really helpful, non judgmental in such a stressful situation. Reviewed on: 12th August 2022

Life changing support

A truly exceptional service, without this support I simply wouldn’t have been able to cope. Reviewed on: 12th August 2022

I have advised several people to contact Step change.

I initially had a poor experience with one step change advisor who gave me the wrong advice but it was righted a year later by another advisor and I have no regrets contacting them now. I would say that this charity saved my life because although I have equity in my house, I'm not physically well enough to go through the stressful process of selling up and moving. I have P.T.S.D. and physical chronic conditions and my Husband has Autism. The debts were as a direct result of our health conditions. Step change even delved into why we were in debt in the first place and were extremely professional, sympathetic and most importantly in our corner. We have no relatives and are very isolated. Step change literally saved us! Reviewed on: 12th August 2022

Care at their core

Gentle, understanding employees who make consumers feel at ease from the offset. Reviewed on: 12th August 2022

Life savers

Step change literally saved my life. I was spiralling downwards due to depression caused by over relying on credit cards and getting deeper into debt. I was struggling to pay the minimum payments and my regular bills, step change helped me work out a budget and repayments to my creditors. Thank you step change. Reviewed on: 12th August 2022

Amazingly helpful

Even now, with rocketing cost of living, Step Change have been there to help and guide me. Despite having to reduce my debt management plan payment this year I am confident, with their support, my debts will be resolved as swiftly as possible. Thanks guys. Reviewed on: 12th August 2022

Brilliant help

Excellent support when in was needed Reviewed on: 12th August 2022

True help

I must start off saying I really don't like ro ask for help ..... stepchange made that easy for me ! They guided me through a dilemma, with understanding of my lack of knowledge in this trial... For once I felt like I have truly been helped. True to word, they took care of everything from start to finish during set up . Thanks stepchange Reviewed on: 12th August 2022

Great advice and customer service

Great unbiased and friendly advice. DMP put in to place easily. Kind staff who don’t judge Reviewed on: 12th August 2022

You are not alone.

Being in debt is a very lonely place, the world seems inhospitable and the future bleak. The best thing I ever did was to contact Stepchange. They understood how I was feeling and guided me through taking control with facts and kindness without being judgemental. Stepchange helped me structure my finances so that I now feel confident running my budget and communicating with creditors. They helped me lift the biggest burden ever off my shoulders. My life now feels under control, I have regained my confidence and am no longer frightened of opening the post. Stepchange changed my life for the better. Reviewed on: 12th August 2022

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