Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,809 reviews, last reviewed 19th May 2026
100700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful & gave me very good advice & help to so... Very helpful & gave me very good advice & help to sort out my debts Reviewed on: 19th May 2026
Raz's avatar
Raz

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16809)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Excellent service

5
Stepchange have been crucial to us in getting on the road to being debt free and stress free Reviewed on: 12th August 2022

Helpful

5
AlwYs happy to help with info you may not of thought of Reviewed on: 12th August 2022

Very helpful

5
Not daunting process straight forward.staff helpful.everthing keep updated . really can't say much else would recommend if asked Reviewed on: 12th August 2022

They help when I was close to going under

5
Very helpful throughout periods of great difficulty Reviewed on: 12th August 2022

Step Change changes lives by even helping people to avoid committing suicide from serious debt that can plunge some people into even depression.

5
Step Change Debt management service could never ever get any better than they are. They have piloted me through "a dark tunnel" of further plunging deeper into my debts. I don't know how I would manage without Step Change. They are one of the best in this area. Tbh, I was on the brink of moving to another country in exile and assuming a new identity and just abandon the best but then Step Change rescued me by; "tossing me a Life jacket in the middle of the ocean, drowning in" my in debts of approximately £22,00. Now I'm pleased to say just how Step Change has restored my feeling of despondency, ie they advised me on how best to managemy debts. L.H. Reviewed on: 12th August 2022

I can breathe again!

5
A friend recommended StepChange around 4 years ago and they have 100% given me the most helpful advice in a respectful and unpatronising manner. They gave me options that fit my situation and then helped organise the one I chose! Honestly, for the first time in a lot of years I felt I could breathe again!! My situation will not change overnight but I am no longer sticking my head in the sand thanks to them! Reviewed on: 12th August 2022

Stephanie have helped get on top of my debts

5
I have been with stepchange for a few year's they have helped me alot Reviewed on: 12th August 2022

Help when needed the most

5
I felt that I had hit rock bottom with all the debt and worry , Step Change have no idea how much they helped! They listened and didn’t judge. Although I’m still not debt free, I’m getting there and can definitely see a shining light at the end of a very dark tunnel. Reviewed on: 12th August 2022

A blessing indeed!

5
So helpful and informative, took the stress and worry out of handling my debt management. A big thank you to all at step change. Reviewed on: 12th August 2022

Relieved the anxiety of debts

5
We were stressed trying to manage our debts but Stepchange worked with us on our budget and agreed a DMP that was acceptable to our creditors. We have now been on the DMP for several years and it is working well. Recommend anyone concerned about their debts to contact Stepchange ASAP. Reviewed on: 12th August 2022

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products