Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange seriously changed my life

5
I was in financial crisis and it was affecting my mental health. Couldnt sleep, couldn't concentrate on anything, hadn't enough money to cover my outgoings, lived in my overdraft, couldn't afford new glasses or dental care. Reviewed on: 1st May 2024

Got into financial trouble due to messy divorce.

5
Got into financial trouble due to messy divorce. But step change helped me turn my life around Reviewed on: 1st May 2024

Piece of mind

5
I have a piece of to move forward. Reviewed on: 1st May 2024

I was worried managing some debt after divorce.

5
I was worried managing some debt after divorce. Step Change were so personable and easy to talk to. They put my mind at ease . Now I feel I don’t have to worry about it and can cope. Everything was very simple and the advisors were kind and understanding. Reviewed on: 1st May 2024

Very supportive and helpful

5
Very supportive and helpful making me feel happier in my life no one demanding money from me any longer. Just one payment a month and hassle free. Reviewed on: 1st May 2024

If any debt worries, make that call to Stepchange.

5
I was recommended by a friend. I felt that I was in safe hands from the moment of my first contacting StepChange. I have been dealt with in a compassionate, reassuring, efficient and professional manner. Reviewed on: 1st May 2024

You've been so helpful, when I had issues with my de...

5
You've been so helpful, when I had issues with my debt you advisors were empathetic and relatable. Reviewed on: 1st May 2024

Totally helped me and turned my worries around.

5
Totally helped me and turned my worries around. Reviewed on: 1st May 2024

I started with them a few years ago.

5
I started with them a few years ago.and im glad i did there were very very helpfull. I thank them for all they done for me.thank you. Reviewed on: 1st May 2024

Excellent service speaking to people who understand...

5
Excellent service speaking to people who understand without judgement, giving lots of advice and working together to support with the best plan available. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products