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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18655 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Don’t hesitate- call Stepchange NOW!

Take control of your debts NOW!! Contact Stepchange who will guide you through your options and take the anxiety out of your situation. Reviewed on: 1st May 2024

Helped me to reduce my anxiety/depression over my sp...

Helped me to reduce my anxiety/depression over my spiralling debts. Reviewed on: 1st May 2024

Got myself into trouble with money

Got myself into trouble with money and didn’t know what to do or face up to my situation . After speaking with my mum we looked at ways to solve my problems eventually deciding on step change to help. Reviewed on: 1st May 2024

First class service a organisation that listens to y...

First class service a organisation that listens to your needs and advised and helps resolve your issues.i would recommend this service to anyone they care and the main thing they listen without any judgement Reviewed on: 1st May 2024

Very helpful and understanding.

Very helpful and understanding. Staff are friendly and efficient at what they do. They always take time to interact with you. Cannot recommend enough. Reviewed on: 1st May 2024

They helped us out when nobody else would .

They helped us out when nobody else would , they offered great advice for free and set up a plan that we could easily manage , we’re over 6 years into our plan and will be debt free by the end of the year . Reviewed on: 1st May 2024

Caring People

People that care is what you get when dealing with Stepchange. Reviewed on: 1st May 2024

Lifesavers!

I had to sell my business at a loss due to a change of circumstances & was left with huge debts, I was totally overwhelmed, but stepchange set up a debt management plan with my creditors, got the interest frozen & helped me sort out a sensible budget which still allowed me to live! All completely free of charge…..I really can’t recommend them enough ❤️ Reviewed on: 1st May 2024

Wonderful

Always very professional and the website is easy to navigate Reviewed on: 1st May 2024

I was in deep despair over my debt feeling embarrass...

I was in deep despair over my debt feeling embarrassed and a failure despite working 2 jobs trying to keep my head about water. I finally got the courage and after a non judgmental conversation over the phone, they set me up with a debt management plan. One that was realistic and affordable. I have paid just over half of my debt back which is a massive achievement and I will continue with this until it has been paid in full. The benefit of using StepChange is that they gelp you set up a monthly budget will leads to becoming debt free. I would definitely recommend StepChange to anyone with financial issues. They have given me a new lease of life. Reviewed on: 1st May 2024

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