Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,839 reviews, last reviewed 22nd May 2026
102150% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You really get the help without being judged Kind, helpful, empathetic, knowledgeable, caring, patient and professional Reviewed on: 22nd May 2026
Cornelia S's avatar
Cornelia S

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16839)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

helped me get back on track

5
after Covid hit and my hours got cut I was struggling to pay on time for a couple of months bills kept stacking up and payment holidays were not worth it as interest still accrued increasing the debt, called stepchange and they advised the best payment plan options helped me with my bills and tracking debts and made it all into one simple payment, very knowledgeable about he impact on credit score and what it meant going forward Reviewed on: 4th September 2021

Top class support

5
Now debt free, Couldn’t have made it without them, guided me all the way through my DMP. Reviewed on: 4th September 2021

Helpful kind and understanding

5
StepChange have been soo helpful to me over the last few years and have been always ready to give advice and have taken a huge weight off my shoulders Reviewed on: 4th September 2021

Helped me

5
I've been with StepChange for awhile and they've helped me get my debts back under control after being made redundant. Reviewed on: 4th September 2021

Take away my money worries

5
Step change have made a huge difference to my life, when I was receiving threatening letters and phone calls from creditors I was considering taking my own life, it was the only way I could see to get out of the mess my ex husband had left me in. Step change dealt with all the creditors, worked out a monthly budget I could afford and it felt like a huge weight had been lifted. I used to avoid the phone ringing and dread the post arriving but now I feel confident that one day this debt will have been paid. Reviewed on: 4th September 2021

Fantastic support

5
Fantastic support throughout. Excellent advise and always able to help Reviewed on: 4th September 2021

Very helpful and take the stress away

5
They have been very helpful for the past few years and it keeps my financial debt stress away. I'm closer to being debt free. Reviewed on: 4th September 2021

Best support and guidance

5
Excellent service and support. I was completely lost and had no idea how to navigate being in debt. stepchange not only supported me but help me finally plan and pay my way out of debt and into financial freedom Reviewed on: 4th September 2021

Recommended

5
After a stressful period of time whereby my finance became unmanageable due to cut in pay at work and separation from partner , StepChange have been extremely helpful and reassuring getting me through an extremely trying time Reviewed on: 4th September 2021

Life saving

5
I had a school friend who got into debt over his head back in the early 90s and sadly took his life leaving behind a young family. Things can seem pretty hopeless and dark when this happens to you out of the blue. Know that StepChange is there to give you a helping hand and that helping hand saves lives. Reviewed on: 4th September 2021