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StepChange: Debt advice reviews

4.92
Based on 18,640 reviews, last reviewed 21st Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Excellent service

5
Help me so well and took that pressure away from me in ten to fifteen minutes of talking to them I would tell anyone to get in touch with stepchance absolutely excellent service x Reviewed on: 23rd August 2023

No judgement just support and guidance throughout

5
I dont usually write reviews but I felt I had to communicate somewhere how amazing the people I've been in contact with in this company have been. I was devasted and embarrassed for ending up in a situation that had lead me to get an IVA. The people who I spoke with are lovely, calm, understanding and made me feel better about my situation when I would get upset over it when going through the process. They are easy to talk to over the phone for any queries or problems. Not once have I felt judged. It is very daunting sometimes having this on my file but a recent conversation has just made me feel more at ease and they arent just a debt company they really are there to help and guide you. So thank you to anyone who has helped me the way you help really does go along way. Reviewed on: 18th August 2023

Sharon in your Cardiff Office

5
Hello. I would like to say a very huge thank you to Step Change and all that you are doing to assist people in financial difficulty at this time. I was very pleased to receive professional, clear and expert advice from your advisor Sharon in your Cardiff Office. She took her time to explain my options and provide advice that is practicable and well able to manage my difficult situation. Thank you Sharon and thank you again, Step Change. Reviewed on: 15th August 2023

5 out of 5 stars

5
They are the best advicers with issues dealing with debts Reviewed on: 12th August 2023

Great service, advice and support for many years

5
I am so glad i changed to step change some years ago. I appreciate the free advice, support and guidance over the years. Thank God for all the help. Reviewed on: 12th August 2023

Helping me out to pay debts

4
Has helped us out of financial difficulties during cost of living hikes. Deals with other agencies for you and releaves some stress Reviewed on: 11th August 2023

Friendly and helpful

5
They help me sort out many creditors and get my life back on track thank you stepchange Reviewed on: 11th August 2023

Great customer service

5
I was scared of calling up but wish I'd done it well before now but it not to late I'm getting all the help I need Reviewed on: 10th August 2023

Excellent service

5
Very easy to use, contact very helpful individuals Reviewed on: 10th August 2023

Great advice

5
Step change were brilliant in giving advice and helping me set up a way o pay my debts and all done online absolutely recommend im in a better place where i can now afford my debts Reviewed on: 8th August 2023

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