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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Fantastic!

Fantastic! Changed my life. A Debt management plan took all the pressure away from creditors and I could slowly see my debt coming down as I made monthly payments Reviewed on: 26th May 2025

customer service

Very understanding helpful customer service Reviewed on: 26th May 2025

Fast, quick service.

Fast, quick service. Helped me with dire financial situation. Reviewed on: 26th May 2025

StepChange took the mental worries away

StepChange took the mental worries away and helped me to live. A lack of funds to pay the bills saw my blood pressure rise so high the my GP was worried for me, amidst taking daily medication for it. Reviewed on: 26th May 2025

So helpful they make the process so easy, and it tak...

So helpful they make the process so easy, and it takes so much pressure and stress away the relief is amazing. Reviewed on: 26th May 2025

Problem sorted

They were really helpful and sorted out my debt problems to an affordable amount to pay. Don't get any phone calls anymore off my creditors so I am happy. Reviewed on: 26th May 2025

I heart this charity

I was drowning in debt barely making minimum payments. Stepchange are amazing and if in any doubt,once you speak to someone you will soon be put at ease. Reviewed on: 26th May 2025

Impressive help on financial matter .

Since corvid 19, me and my wife had to leave London and took a personal loan temporarily but couldn't pay back a few years later as I lost my job. We happened to meet the Step change and it helped us out a lot to adjust pay back amount within our financial situation. Most of all, they are very attentive and generous on the phone which is impressive to me. Reviewed on: 26th May 2025

it has been a great experience with step change ...

it has been a great experience with step change and their have help me a great deal over the last few year Reviewed on: 26th May 2025

My DMP took a load off my mind and I am now approach...

My DMP took a load off my mind and I am now approaching debt free. Reviewed on: 26th May 2025

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