Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18640 reviews)

View other StepChange products

4.92

Based on 18,640 reviews, last reviewed 21st Jun 2026

376800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Fantastic

This charity has been an absolute life saver. I heard about them on a radio programme and they have just been wonderful in helping me to get back on my feet after a period of deep depression that racked up a lot of debt. Reviewed on: 22nd July 2023

Brilliant!

When I found myself with debt problems last year I summed up the courage to speak to my creditors, and more than one company referred me to Step Change debt management company, to help me work out a plan to move forward. When I finally spoke to someone from Step Change they were really empathetic to my problems, and helped me create a budget and monthly payment that would help me to pay my debts, whilst still being able to live. A huge weight was lifted from my shoulders, and I'm really happy that I chose Step Change to help me when I was at a very low point. Reviewed on: 21st July 2023

SENSATIONAL STEPCHANGE

Awesomely assistance received from the RAVISHING Representatives of this CHARMING Charity ! Reviewed on: 21st July 2023

Amazing

Very helpful company. Glad I made this decision. Reviewed on: 21st July 2023

Changed my life

I was drowning in debt and didn’t know what to do. After speaking with stepchange and them helping me organise my finances and putting in place an affordable monthly payment everything seemed so much brighter. My mental health has improved and I am not filled with dread every single day Reviewed on: 21st July 2023

Efficient, Professional, helpful

I have received so far a professional and helpful service. This can be a very worrying and upsetting thing to deal with for many people but step change has made it a lot less daunting experience. Reviewed on: 19th July 2023

Game changers

A great help when you're truly in need Reviewed on: 19th July 2023

Great Service

I’m am absolutely happy with the help and support provided Reviewed on: 19th July 2023

I could breathe again

Crushing debit affects every part of you life. Step Change stepped in amid the confusion and worry and helped me see the wood from the trees. They were easy to understand and I wish I had done it sooner. Reviewed on: 19th July 2023

Step Change put my mind at ease

I had a lot of questions and was worried about the outcomes. I am delighted that I spoke to someone that put me at ease and pointed me in the right direction, Reviewed on: 19th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from Creditfix 4.63 from 795 reviews
Debt Solutions
from Debt Movement 4.08 from 18 reviews
Debt Management
from DFH Financial Solutions 4.19 from 4 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub