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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18658 reviews)

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4.92

Based on 18,658 reviews, last reviewed 7th Jul 2026

189000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful staff. Very helpful staff. Very patient and they take the time to get positive results. Their advice and understanding is very fair and they’re non judgement... Read more Reviewed on: 7th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18658)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Life Saving Company

Step Change has changed and saved my life! They were all extremely kind, helpful and understanding with all my dealings, never judged me and always made me feel safe in sharing very sensitive information. They all deserve a medal! Can not recommend them enough! Thank you, thank you, thank you!! Reviewed on: 17th July 2023

Amazing

StepChange helped me when things got tough and I couldn’t see a way out. They took the pressure off and reduced my outgoings by more than half. Every person I speak to is amazing, if I have a question they explain everything in detail. I can’t recommend them enough to people struggling. Reviewed on: 17th July 2023

Fair and straightforward

Step change we're there for us in a desperate time of need, it was very simple to set up, and they were fair to us and our creditors Very friendly and understanding staff Reviewed on: 16th July 2023

Perfect

Helped me a great deal every single advisor was polite and helpful couldn’t of asked for more a huge relief and no judgement definelty recommend Reviewed on: 16th July 2023

I needed help

It was a very difficult time for me I had lost my wife and still feel the loss even now. Step Change helped me to start coping again. Reviewed on: 16th July 2023

Staff were helpful and understanding and support was 100 percent

As above staff helpful understanding and felt a sense of relief once they had helped me Reviewed on: 16th July 2023

Excellent service

Was made as simple as possible,and was treated with sympathy, empathy,and as a person who had lost his way in debt management.I couldn't be more grateful to stepchange for helping me to get my debts under control Reviewed on: 16th July 2023

Angels sent from haven

We are now coming to the end of our creditor's which years ago we couldn't sleep or live life until step changed our lives fantastic support excellent customer service and support thank you all from the bottom of our hearts Reviewed on: 16th July 2023

Excellent

Step change was a great help with my finances would recommend them to other people Reviewed on: 16th July 2023

Thankful

So grateful I contacted Step change. I was in so much stress and worry and they have helped me dealt with my financial situation. Reviewed on: 15th July 2023

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