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StepChange: Debt advice reviews

4.92
Based on 16,838 reviews, last reviewed 22nd May 2026
102100% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

Amazing company, reassuring and truly life changing... Amazing company, reassuring and truly life changing when you can see no way forward Reviewed on: 22nd May 2026
JW's avatar
JW

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16838)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Getting rid of sleepless nights

5
From sleepless nights and restless days with the help from step change and their wonderful staff I have peace of mind and iam now in the final stages of completely being debt free and would certainly recommend them to every one Reviewed on: 3rd September 2021

They showed me a light at the end of a very long dark tunnel

5
Dealing with a pandemic was bad enough but then working in aerospace industry that has been impacted hugely I was furloughed for over 8 months and my wage was cut in half for the whole time. Financially I didn't know which way to turn I was fine picking up my Norma wage but picking up furlough wage just wouldnt pay my bills. Stepchange supported and guided me through everything step by step, my anxiety went from 100 to 20 just from the initial phone call. Thankyou Reviewed on: 3rd September 2021

Dmp payments

5
Was really struggling with debts and worried I contacted step change and helped manage my payments to my debtours at an easy amount .lifesavers Reviewed on: 3rd September 2021

Helped me turn my life around

5
Very easy to deal with straight and most helpful Reviewed on: 3rd September 2021

Really helpful put me at ease

5
They helped in everyday possible with any problems I have had and put my mind at ease knowing that my financial affairs are dealt with and are improving Reviewed on: 3rd September 2021

Thank you step change

5
My life has improved for the better since Step change helped me to sort out my finances. Reviewed on: 3rd September 2021

Such a relief!

5
Colleagues at StepChange made me feel comfortable discussing my debt and arranging a plan that has been affordable and suitable. I can manage the plan and I’m really looking forward to becoming debt free! Reviewed on: 3rd September 2021

Step Change 'changed' our lives for the better!

5
When we had outstanding debts Step Change gave us an outstanding service. They explained everything, they made switching over to them so easy and changed our worries to empowerment and a belief that we could get through our financial situation. Every time I have spoken to them they are so understanding, helpful and courteous. Thank you so much Step Change. Reviewed on: 3rd September 2021

Lifesavers!

5
The sheer relief when I contacted StepChange initially was amazing, and I still feel the same after all this time. StepChange have consistently been fair and supportive and I really can't fault them! Reviewed on: 3rd September 2021

So supportive every step of the way

5
Nonjudgmental support given during every contact. The support given has had a positive impact on my mental health and I am finally managing my debt and can see clearly when I will be debt free. I already recommended Step Change to others, and will continue to do so as they really have changed my life. Reviewed on: 3rd September 2021

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