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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent company

People at Stepchange are working beyond to help others in their financial situation. They know what they are doing and how to solve issues. If anybody has financial problem definetly this is a company I would recommend to go to. Reviewed on: 9th July 2023

Game changer

I was struggling financially following the death of my husband. Finding money for bills was difficult enough but I had credit card debt with interest that I could never see an end to. Step Change dealt with all my creditors for me advising I go on a DMP and wow what a game changer. I feel I can breath and will be able to retire at 67 I hope. I am so glad I sought their help. The forms were completed online and easy to access, every month I get a statement update. It’s wonderful and I know I can contact them for support if I need to. No judgment just brilliant advice at a time when I desperately needed it. I couldn’t speak more highly of Step Change if I tried their support has brought me hope for the future. Reviewed on: 9th July 2023

Help

Step change is one of the best companies around to help. They were very helpful friendly and helped me to sort out my finances quickly. I have complete peace of mind now. Thank you Step change for all your help Reviewed on: 9th July 2023

Excellent service and advice

So reassuring and knowledgeable - able to give me really good advice without judging. Very supportive. Reviewed on: 9th July 2023

Caring

I have been give the best cervices I could get during those difficult times. Reviewed on: 9th July 2023

Supportive and friendly

Stepchange have helped me with my depts so much , they have been understanding, helpful and friendly. I feel like a weight has been lifted by getting their help. Thank you stepchange Reviewed on: 9th July 2023

The answer to your financial worries.

I had several credit card debts that were adding interest so I was unable to get my financial affairs in order. I was advised to contact Stepchange and they have put me on a Debt Management Plan. I would recommend them to anyone who is struggling with managing their finances. Reviewed on: 9th July 2023

Huge relief and help with debt

Step change were a massive help and relief with my debt situation. I was really struggling and they were able to help me to rationalise my debt and make a single debt management plan payment a month. Reviewed on: 9th July 2023

Save my life

They do not judge, not ask more than should know,very professional support Reviewed on: 9th July 2023

The help I needed.

It took me a long time to accept I needed help, From first contact with StepChange, the staff were so helpful and guided me through the process, 6 months later and life is less stressful now. Still a long way to go but I will make it thanks to the support. Reviewed on: 9th July 2023

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