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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

A true life saver

They provided me with all the options in plain English. Detailed the pros and cons of each. I was not pressured to make a decision and they have handled everything perfectly since then. Reviewed on: 7th July 2023

Step change Fantastic

I advise every one with some difficult in your finances go true to the stepchange always ready to help with safety Reviewed on: 7th July 2023

FANTASTIC COMPANY!

Quick, efficient and super helpful! Thank you so mcuh for easing my worries and stressses this year! Reviewed on: 7th July 2023

Peace of mind

I contacted Stepchange by email and I am so glad I did. They were very helpful and explained my options to me. I decided on a debt repayment plan. Now each month Stepchange takes one payment to cover the debt repayment plan so I do not need to worry about my debts being paid. They have given me total peace of mind. I would highly recommend them !! Reviewed on: 7th July 2023

Getting me sorted after loosing my husband in September after forty years together.

Every one is so very helpful,explaining every thing.they are so very understanding. Lovely advisors. Reviewed on: 7th July 2023

Got my Life back!!

Step change were superb from start to finish, they reassured me with great non judgmental compassionate advice , helping me pick the right way out of my debt… which I had avoided for over 6 months, depressed and in isolation I could not see a way out, then their advisors took my debt plan, liaised with all parties and now I have one manageable payment per month with no dramas… I am back on track and can now see a future for me and my family , thank you step change !!! Impeccable selfless service !!! Reviewed on: 7th July 2023

Life changing!

Life changing help in the simplest of ways, no long painful phone calls, can all be done online and the staff are so efficient! I would hope many people don’t need to use you but I would absolutely recommend! Reviewed on: 7th July 2023

Incredible service

Buried my head in the sand for way too long before hearing about StepChange & on first look they looked great, with an easy process to create a budget & they responded really well to all communication. Massive weight off my shoulders & life is pretty much stress free now. Brilliant company, can't rate high enough. Reviewed on: 7th July 2023

Help

Wsd great and help me sort my life ouy Reviewed on: 7th July 2023

The best

Getting involved with Step change was the best thing for me to finally manage to sort out me debts. Reviewed on: 7th July 2023

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