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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Great

Very helpful in difficult times. Reviewed on: 3rd September 2021

Helpful literal life savers.

Left in debt after a divorce Step Change were a lifeline that I am forever greatful for. Helpful, clear with information and approachable, no question is silly. Good advice always given. Reviewed on: 3rd September 2021

Great help

Gave me time to get my life back on track, with great staff always there to help. Reviewed on: 3rd September 2021

Always helpful and understanding

Always very professional and clear, they are non judgmental and understanding Reviewed on: 3rd September 2021

Brilliant Service

Super service provider. A great help during and after your financial depth predicament. Very helpful knowledgeable staff. Reviewed on: 3rd September 2021

Helped me get a better handle on my debts

Get service and always available to help Reviewed on: 3rd September 2021

Amazing

Step change has helped me so much. I definitely would not be in the position I am today. Before step change I was depressed but now I can see everything clearer. Reviewed on: 3rd September 2021

Fantastic service

I’d spent years struggling, and feeling ashamed because I was struggling, and I eventually reached breaking point. That’s when I turned to Step Change for help and I wish I’d done it sooner. They have been incredibly supportive, everyone that I’ve spoken to has treated me like a decent human being, my mental health has improved and I can now see light at the end of the tunnel. Thank you for everything you’ve done, and continue to do, for me. Reviewed on: 3rd September 2021

Getting rid of sleepless nights

From sleepless nights and restless days with the help from step change and their wonderful staff I have peace of mind and iam now in the final stages of completely being debt free and would certainly recommend them to every one Reviewed on: 3rd September 2021

They showed me a light at the end of a very long dark tunnel

Dealing with a pandemic was bad enough but then working in aerospace industry that has been impacted hugely I was furloughed for over 8 months and my wage was cut in half for the whole time. Financially I didn't know which way to turn I was fine picking up my Norma wage but picking up furlough wage just wouldnt pay my bills. Stepchange supported and guided me through everything step by step, my anxiety went from 100 to 20 just from the initial phone call. Thankyou Reviewed on: 3rd September 2021

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