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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very easy to use online service and customer serrate...

5
Very easy to use online service and customer serrated very helpful and supportive Reviewed on: 25th May 2025

They took me from being overwhelmed to in control

5
They took me from being overwhelmed with debt to a place where I could manage my payments whilst still paying off my debt.I didn't want to just write it off. They have allowed me to do this. Reviewed on: 25th May 2025

Amazing service, amazing people!

5
The continued help and guidance I’ve received has been amazing. I didn’t know where to turn and from day one they have given me kind, non judgemental advice and helped me to find a resolution. Don’t hesitate to contact them. Reviewed on: 25th May 2025

Stepchange are Great

5
Stepchange are brilliant they are always there to offer support and guidance but most of all they don't judge you Reviewed on: 25th May 2025

I have very good experience with StepChange and the...

5
I have very good experience with StepChange and the team are very professional, friendly and helpful TThank you very much StepChange Reviewed on: 25th May 2025

Changed my life with my debts can sleep a bit more e...

5
Changed my life with my debts can sleep a bit more easy thanks stepchange Reviewed on: 25th May 2025

Really got me out the brown stuff.

5
Really got me out the brown stuff. I found them when i was at my lowest and wothon a few weeks payment plan was set up and there was light at the end of the tunnel. Reviewed on: 25th May 2025

Helped put me at ease with my financial situation wh...

5
Helped put me at ease with my financial situation which then helped me with my overall situation, friendly staff and fantastic service Reviewed on: 25th May 2025

Helpful service

5
Very helpful, through bad time, as put all debts in one pot. Reviewed on: 25th May 2025

I found them very helpful when I was in a stress sit...

5
I found them very helpful when I was in a stress situation. They talked me through the process and helped me feel at ease and confident. It’s continually on your mind and is always a worry but thankfully Stepchange has eased that pressure. Reviewed on: 25th May 2025

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