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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Step change

5
Step change is an amazing firm they help you out especially if you're at rock bottom they helped me before my mental health issues got any worse I would definitely recommend them to anyone Reviewed on: 27th July 2021

Brilliant

5
Very helpfull and has help me get on the right track Reviewed on: 27th July 2021

Fantastic Service

5
I have been using the service since 2017, and I always appreciate the fact that when I do call the staff are not only friendly but absolutely understand and can sympathise with my situation and advise me accordingly. It really helps as we are go through challenging times so its great to know that this service is available . Reviewed on: 27th July 2021

So easy ..

5
So easy to talk to, set up and take the strain. Reviewed on: 27th July 2021

Turned my life around

5
From the moment I contacted Stepchange, I have felt like my future could be positive and didn't see just endless years pf debt ahead of me. I feel there's real hope that me and my young family will one day be able to live debt free. Reviewed on: 27th July 2021

Professional Service

5
I found that all of the representative of Stepchange were extremely professional but above all, courteous and sympathetic Reviewed on: 27th July 2021

Understanding

5
The staff is understanding and helpful. Reviewed on: 27th July 2021

Superb professional service!

5
Friendly,consoling,non judgemental,excellent and invaluable just when needed. Reviewed on: 27th July 2021

Changed my life

5
After many years of making minimum payment on credit cards, never making a whole in the debt and suffering years of worry and sleepless nights. I contacted them, they were so helpful and didn't make me feel ashamed. I just wish I had swallowed my pride years ago, I would probably have been debt free by now. Anyone out there who is really struggling with debt, contact them now, they are life changers. Reviewed on: 27th July 2021

Life saving

5
They are always very friendly and helpful when ever I ring up to query or advice and very understanding because of the predicament you are in couldn’t recommend them enough Reviewed on: 27th July 2021