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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14718 reviews)

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4.95

Based on 14,718 reviews, last reviewed 9th Apr 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14718)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

excellent knowledgeable staff, there to help and sup...

excellent knowledgeable staff, there to help and support when things have gone wrong,they help you get back on your feet.and keep the wolves from banging on your door,excellent service. Reviewed on: 24th May 2025

I have a lot help from stepchange with my debt and t...

I have a lot help from stepchange with my debt and took a lot of pressure off my mind and Mental health Reviewed on: 24th May 2025

Always informative and knowledgeable and giving righ...

Always informative and knowledgeable and giving right advicr Reviewed on: 24th May 2025

Step change at last a way out

Been in serious debt for 10 years , remortgaged twice , bailed in 25 percent of my pensions a few years ago.Could not see a way out , put more on credit cards month on month , finally got to the point that I could not meet the minimum payments . Step changed helped me so much , it's early days but I can now pay everything and actually afford the odd treat for the famlly. Thankyou so much for your help it's a life changing Reviewed on: 24th May 2025

My DMP has made my life so much easier, a weight off...

My DMP has made my life so much easier, a weight off my shoulders and 1 manageable monthly payment Reviewed on: 24th May 2025

I cannot thank them enough.

The service is fantastic, so helpful and not judgemental. They are a life saver and have changed my life. I cannot thank them enough for everything they have done. Reviewed on: 24th May 2025

Best thing I have ever done is contact StepChange

Getting out of debt is really scary finally committing and owning up to how much you owe. You made the process really easy. I put the account number of the debts and the amounts from all the letters i had received. You then asked my spendature then finally a copy of my wage slip. That was it. The whole process and navigation of the website was easy and that was it. You took care of the rest and i pay an affordable direct debit every month and now it is something i don't have to worry about and haven't done for years. Reviewed on: 24th May 2025

I was completely overwhelmed.

I was completely overwhelmed. I was consistently using one credit card to pay the minimum payments on other credit cards. I dreading every piece of mail correspondence and ended up with lots of unopend mail hidden away, I was really panicking about the future. One phone call with the people step change completely changed my position with my finances, I went from spiralling downwards to treading water with my head up with a positive future of one day having no debt, they have helped me budget and are handling all of my creditors. I am just so pleased I made that initial call, yes, my credit rating is shot to pieces but I do not intend to get myself into any more debt anytime soon. Reviewed on: 24th May 2025

I was overwhelmed and drowning.

I was overwhelmed and drowning. One phone call later I slept for the first night in a long time Reviewed on: 24th May 2025

Very Helpful and friendly

I got myself into debt and was struggling to pay it off. Stepchange were very helpful and didn't make me feel bad about not being able to cope Reviewed on: 24th May 2025

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