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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Highly Recommend StepChange.

5
Fantastic support and help from StepChange. All the staff have been brilliant, always very understanding and empathetic. Reviewed on: 24th May 2025

A weight has been lifted from my mind.

5
I have felt that a weight has been lifted from my mind. I got into debt through no fault of my own 2 years ago I was diagnosed with throat cancer I've had lots of radiotherapy and gladly I'm clear over the cancer. But because of it I lost my business that left me with only pension to live on I tried to pay my bills for awhile but in the end and the cost of living going up and up I couldn't maintain it. I was recommended by my bank to go to stepchange for help I am glad to say that change my situation. John Reviewed on: 24th May 2025

Great services

5
They really help me with my credit texts and finances, and I have a region in spelling different. They explain everything, I make it a lot easier for me. Reviewed on: 24th May 2025

Peace of mind

5
It’s controlled Debt so everything is frozen so it gives you a piece of mind . Reviewed on: 24th May 2025

StepChange is amazing!

5
StepChange is an amazing way to get your finances back on track, everything is easy and straightforward. The customer service is really helpful too. I would highly recommend. Reviewed on: 24th May 2025

A Big Thank you.

5
To dealing with all the creditors and negotiating payments individually took me week of pain and worry which I endured for a year. Then I passed it all to Step Change who have taken all the hassle and concern and sorted everything out to every bodies satisfaction. Reviewed on: 24th May 2025

They are very understanding and non-judgemental

5
They are very understanding and non-judgemental Reviewed on: 24th May 2025

Burden lifted but determination is the key.

5
Burden lifted but determination is the key. Great service lovely and friendly staffs. Very knowledgeable and follw rules and laws. Reviewed on: 24th May 2025

I was having some financial problems and the advice...

5
I was having some financial problems and the advice and help was excellent. It won't be long now until problems are sorted Reviewed on: 24th May 2025

I was overwhelmed with debts and did not know how to...

5
I was overwhelmed with debts and did not know how to go about help I went online and saw step change, I rang them up to see how they could help, they were so knowledgeable and made me feel calmer regarding the debts I had.We went through a solution that was an affordable payment each month this was wonderful. I can finally sleep at night knowing that I no longer have huge debts hanging over me thank you step change highly recommend! Reviewed on: 24th May 2025