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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18659 reviews)

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4.92

Based on 18,658 reviews, last reviewed 7th Jul 2026

189000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful staff. Very helpful staff. Very patient and they take the time to get positive results. Their advice and understanding is very fair and they’re non judgement... Read more Reviewed on: 7th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent

Been with step change charity for a long time with a DMP set it up had no problems so far great help very professional Reviewed on: 13th May 2026

I have been supported by the charity for a number of...

I have been supported by the charity for a number of years. I continue to be supported up to now. Debt is often long term and the charity have helped me to stay on track, The are nonjudgmental in approach this I find to be great in helping to keep on track with payment plans. You are not made to feel shame that you have debts or how long it may take to pay off those debts.I found that the Charity’s approach have helped me enormously to pay off half of debts owed to date. Reviewed on: 13th May 2026

Best move I ever made.

Last year after "sticking my head in the sand" I realised I needed to do something to change the situation! I got in touch with Stepchange who formulated an action plan for me to sort out my finances with a repayment plan for my credit card debts. I cannot commend Stepchange enough for the excellent advice and help. Now days I sleep well at night and keep with in your budget. Reviewed on: 13th May 2026

Stepchange is a life changer.

I have been a client of Step change for many years, too many to be honest but they have been with me every step of the way. I would highly recommend them as what was important to me was they never judged, they gave me a way to pay back my creditors with a extremely professional, free and friendly advice. If anyone is experiencing any problems financially then they should go to Stepchange in the first instance. I cannot recommend them highly enough. Reviewed on: 13th May 2026

Being directed to step change due to a family member...

Being directed to step change due to a family member coercing me into car finance and never having any debt stepchange is nothing to feel embarresed about they are a massive helping hand and feeling reassured not to worry I have only positive words to say, thank you stepchange for helping me to get through an unpridicted time and never having debt to taking a load off my shoulders. Reviewed on: 13th May 2026

Right direction

I can now manage my finances and have control of my spending. Reviewed on: 13th May 2026

I was so concerned about the financial mess I had go...

I was so concerned about the financial mess I had got myself into and wasn’t sure where to turn. A friend recommended StepChange and they are just brilliant. Talk you through everything and it was a huge relief to know there is help out there. Just fantastic people, can’t thank them enough. Reviewed on: 13th May 2026

Bring your confidence back

Made my life back to normal no stress of how to make next day Reviewed on: 13th May 2026

from my stressfull paper work to ease at all in one...

from my stressfull paper work to ease at all in one place and taking out fear and scary bit away. Reviewed on: 13th May 2026

My parents both past away my partner could not work...

My parents both past away my partner could not work due to ill health i had all the debts to pay l was drowning I could not see a way out. I was at my lowest Reviewed on: 13th May 2026

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