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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Absolutely fantastic!

They have been excellent. I did look at debt management company but about 30% of the amount I would be paying to them to clear my debts would be going to them as fees. Making it even longer to repay my debts. Take my advice. Just go straight to Step Change. Absolutely fantastic. Reviewed on: 31st May 2025

It was so easy to do and made my life...

It was so easy to do and made my life a lot easier Reviewed on: 23rd May 2025

I have always had a lot of help from Step change.

I have always had a lot of help from Step change. They have helped me a lot over these past 8 years. They are very friendly and help you feel at ease, despite having debt problems. They helped me to set up a budget and I have got my debts down. Reviewed on: 23rd May 2025

Step change saved me from bankruptcy

Step change saved me from bankruptcy Reviewed on: 23rd May 2025

I was desperate

I was so depressed about my debt, I was having trouble sleeping, my brain was constantly anxious. And just speaking with them, took some of the stress away. Once my DAS was arranged I could breath again, it was such a relief. Reviewed on: 23rd May 2025

Five years on

I was first put in touch with stepchange in August 2020 holding 78000.00 of debt on credit cards. The interest on 18 cards had surpassed my income for many months and my life was not a life at all . Once stepchange were involved I really did get a life back once the letters and calls stopped and I was able to keep in touch with stepchange on a regular basis . I still have a way to go but with stepchange help I have no worries or sleepless nights any more . Couldn’t possibly thank them enough , I’ll be forever grateful, thank you . Reviewed on: 23rd May 2025

When i was at a point of despair step change took co...

When i was at a point of despair step change took controle and gave me my hope back , they help put me on a managable plan in a friendly non jugemental way , i am happy we have access to stepchange . Reviewed on: 23rd May 2025

My lifeline

I contacted them in 2007 with a debt of £143k,I was panic stricken. The calmed me down assured me it could be sorted and gave me the confidence to do it. My debt is now £10k. It as a relief to get my creditors off my back with no more interest added on, or the bailiffs calling round. Reviewed on: 23rd May 2025

StepChange helped me pay off nearly £20,000.

StepChange helped me pay off nearly £20,000 in credit card debts in a little just over 5 years. If I had any problems, I could use their tools on their website to help me budget, and when my finances changed, I phoned them and let them know so that my payments could be adjusted accordingly. It has been a huge weight lifted off my shoulders that I am now debt free, and I couldn't recommend using them highly enough. It 'can' be done. You 'can' be debt free. All it takes is a little honesty and a little help. Reviewed on: 23rd May 2025

The best decision I made...

The team each time I contact them are helpful, empathetic and knowledgeable. Reviewed on: 23rd May 2025

I was feeling very anxious about the money I previou...

I was feeling very anxious about the money I previously owed but step change advised and helped me find a way to pay off my debt without being really short of cash each month. Reviewed on: 23rd May 2025

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