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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Always there in times of need

It was such a relief to get the help I needed managing my creditors. I found it easy to deal with, without being judged at a really difficult time. Reviewed on: 28th July 2022

It's more than i expected, I've been helped to contr...

It's more than i expected, I've been helped to control my spending and realise how my needs outweigh my wants. I have not used credit ever since I started, kept my credit score stable, and helps me to understand how debt can be made easier to resolve. Reviewed on: 23rd May 2025

Good, friendly, helpful and supportive

Good, friendly, helpful and supportive Reviewed on: 23rd May 2025

STEPCHANGE

Stepchange have been fantastic in helping with my debts. Fantastic advise and have put my worries at rest. Reviewed on: 23rd May 2025

Non judgemental

I contacted Step Change when I split with my wife and suddenly found myself in unmanageable debt. The lady on the phone was so helpful and non judgemental it put me at ease straight away. I'm three and a bit years in now, my debt is halved and I have an end date on my plan which gets closer all the time. My payments are manageable and handled for me, so no unsettling letters coming through the letterbox. Stepchange really did put me on the right path at the most difficult time of my life. Reviewed on: 23rd May 2025

Stepchange is the bestest they saved my life I would...

Stepchange is the bestest they saved my life I would recommend these to everyone who is reading this Reviewed on: 23rd May 2025

Life changing advice

Reasonable friendly life changing advice Reviewed on: 23rd May 2025

Good experience when I was in a hopeless situation f...

Good experience when I was in a hopeless situation financially and mentally. Reviewed on: 23rd May 2025

Its very good and excellent service.

Its very good and excellent service. Reviewed on: 23rd May 2025

Stepchange - the equivalence of excellence.

Cannot praise this free service highly enough! Totally supportive, no criticisms, super staff and affordable options. Reviewed on: 23rd May 2025

Basically in a mess financially,they helped with eve...

Basically in a mess financially,they helped with everything, absolutely brilliant service, and lovely staff. Reviewed on: 23rd May 2025

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