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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Step change have made a real difference to my financ...

Step change have made a real difference to my financial state - The template is very easy to use recording income and out goings and showing an affordable Amount to pay each month. Once an amount is agreed They contact your debtors on your behalf and arrange a payment plan and a direct debit is set up to pay them directly. They have taken so much stress and worry away from me financially and I am grateful they provide this service Thank you for great customer service and support Reviewed on: 6th May 2026

I was in debt and very disturb.

I was in debt and very disturb. They give me good advice and help me. Reviewed on: 6th May 2026

great company. i can not fault it.

i have been using them for a few years now and it has been great... i am paying my debt and i never have been harassed by the debtors. i would certainly recommend it to everyone. Reviewed on: 6th May 2026

I was at my wits end, not anymore.

I was at my wits end, not anymore. I had been gradually sinking deeper into debt and really didn’t know where to start trying to climb out, the got interest frozen and I can now see some light at the end of the tunnel Reviewed on: 6th May 2026

Am already over 10 years with stepchange all staff v...

Am already over 10 years with stepchange all staff very helpful and they are doing the best to find the easy way for you with 0 stress. Reviewed on: 6th May 2026

Considerate councilling.

Very fair and reasonable in their attitude to their clients. The staff are very understanding of people's situations. Reviewed on: 6th May 2026

I would like to strongly recommend StepChange.

I would like to strongly recommend StepChange. I found myself in a very difficult situation few years ago not knowing what to do where to go no advice nothing. I was getting depressed and feeling like there is no help while I worked someone who came to my Work casually started talking to me about money situation to my surprise he did describe he himself had financial difficulties. I was surprised as I always valued this man as a very honest and successful man. I have expressed my fears about my finances and he told me what helped him was StepChange. I was surprised that he actually shared that with me but then I went on and started registering with StepChange. May I say all of the consultants and everyone I spoke to on Phone from StepChange were absolutely brilliant. I cannot say a bad word about the way they conducted themselves in the conversation and they’re sending my situation and being most helpful to adjust the payments and the budget I suppose at the beginning I was quite sceptical because I didn’t know where I was going with it but surely I have realised very quickly that I’m dealing with professional people who know what they are doing, I have been with StepChange now for a few years obviously I’m still paying my debt but I don’t feel fear anymore. I don’t feel scared anymore about money problems they are very respected company that will represent you and make sure everything is correct. It took off so much from my worries. I am now monthly paying what I can afford and no one is chasing me. I’m not getting any letters from creditors nothing absolutely recommending them to anyone who is struggling financially and is fighting themselves in a heart situation. Please don’t hesitate you will deal with the most professional and kind people. Reviewed on: 6th May 2026

You help me so much to pay my debts and so much reli...

You help me so much to pay my debts and so much relief l can sleep so much better Reviewed on: 6th May 2026

Life changing

Safe, trustworthy, understanding and professional Reviewed on: 6th May 2026

Very helpful consolidation of debts.

Very helpful consolidation of debts. Stepchange dealt with my lenders directly and took a lot of pressure off me at a very difficult time financially. Reviewed on: 6th May 2026

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