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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

86% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Absolutely fantastic!

They have been excellent. I did look at debt management company but about 30% of the amount I would be paying to them to clear my debts would be going to them as fees. Making it even longer to repay my debts. Take my advice. Just go straight to Step Change. Absolutely fantastic. Reviewed on: 31st May 2025

They put my mind at rest and helped me every step so...

They put my mind at rest and helped me every step soughted out my debt and come up with a plan to pay every one off that I could afford i never Evan had to speak to my debters they did everything. It helped put my mind at ease and helped me start sleeping again with out all the stress and worry Reviewed on: 23rd May 2025

Stepchange has been very helpful in helping me manag...

Stepchange has been very helpful in helping me manage my financial stress which affected me mentally and causing me sleepless nights, I am grateful for their service and also with the flexibility of being able to contact them online is also a relief. Reviewed on: 23rd May 2025

Excellent

excellent give peace of mind all through Reviewed on: 23rd May 2025

Such a brilliant service really helpful and compassi...

Such a brilliant service really helpful and compassionate. Excellent to know it’s a proper recognised organisation too considering all the dodgy ones that advertise. Am always telling people how good it is if you’re struggling Reviewed on: 23rd May 2025

I was at my wits end, petrified of the situation I h...

I was at my wits end, petrified of the situation I had got myself into. I phoned StepChange and they were so helpful and gave me hope that I could carry on. I have a debt management plan that I update each year. I am so grateful to StepChange for helping me be able to sleep at night and give me peace at last. It will take a long time to pay it all off but at least I will do that eventually and I can live in the meantime. Reviewed on: 23rd May 2025

I was so embarrassed and upset but everyone I spoke...

I was so embarrassed and upset but everyone I spoke to was so understanding and no judgement was made and I didn’t have to worry. It was all sorted out for me. I had got myself in such a mess but thank goodness I made that call. Reviewed on: 23rd May 2025

Excellent experience from start to finish

Excellent experience from start to finish Reviewed on: 23rd May 2025

seek help for your health

you can only ignore the letters for so long, the stress wont go away seeking help is difficult as you are embarrased and ashamed to be in your situation, finding and joining stepchange changed all that, a monthly affordable plan no more letters no more stress, a debt reducing over time. Reviewed on: 23rd May 2025

Weight off my shoulders

What a weight off my shoulders step change were very helpful and supportive when my husband had a breakdown and lost his job we would have lost everything we worked hard for if stepchange wasn’t there for us Reviewed on: 23rd May 2025

Always very friendly staff and helpful

Always very friendly staff and helpful Reviewed on: 23rd May 2025

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