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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

The best organisation of the 21st century

Really am so glad stepchange do what they do, they listen, they problem solve and they are totally on it in terms of best practice and advice Reviewed on: 23rd May 2025

Fantastic staff, so helpful and give fantastic advice.

Fantastic staff, so helpful and give fantastic advice. It really set my mind at ease when I was extremely worried about my debt. Reviewed on: 23rd May 2025

Excellent company!

Excellent company! Helped to go out from a hard situation; Reviewed on: 23rd May 2025

Step Change are nothing short of excellent

Have been with Step Change for a time, always found them to be supportive, non judgemental and easy to talk to. Would highly recommend the to anyone in financial debt and facing problems. They have helped me enormously Reviewed on: 23rd May 2025

Don’t put it off better sooner than later

Kept putting it off but felt so relieved when I plucked up the courage. I felt stupid and embarrassed but they didn’t judge me a great relief Reviewed on: 23rd May 2025

stepChange...helped me get back on track

So pleased I bite the bullet and went to stepChange for help and advice they have been so helpful and encouraging couldn’t of asked for better help with my finances I feel I’m back on track Reviewed on: 23rd May 2025

Non judgmental service.

Non judgmental service. An overwhelming burden was removed from my shoulders. Very grateful for their valuable service. Reviewed on: 23rd May 2025

Helpful and considerate

Really helpful and considerate about my circumstances. Helped me step by step through the whole process. Reviewed on: 23rd May 2025

helped me so much , changed my life and gave me...

they helped me so much , changed my life and gave me back my life again , i can only thank them for everything they have done for me Reviewed on: 23rd May 2025

A helping hand

They were very supportive during a very difficult time compounded by having very poorly parents who subsequently passed Reviewed on: 23rd May 2025

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