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StepChange: Debt advice reviews

4.92
Based on 18,598 reviews, last reviewed 10th Jun 2026
186300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been so easy to get everything set uo It has been so easy to get everything set uo Reviewed on: 10th June 2026
Dawn o's avatar
Dawn o

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18598)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Worry gone!

5
I was so worried and didn’t know what to do until stepchange was recommended to me. The initial call was about 2 hours long but by the end of it I felt so much better. I didn’t feel judged in any way and it was a solution I didn’t know was available. Reviewed on: 6th May 2026

I needed to find a way out things were way over my h...

5
I needed to find a way out things were way over my head .these guys came to my rescue .no more sleepless nights . im not over the hurdle yet things are still hard but much easier now . Thank you Reviewed on: 6th May 2026

Totally understanding and so helpful when I was over...

5
Totally understanding and so helpful when I was overwhelmed with debt.Make it easier to get back in control with there support. Reviewed on: 6th May 2026

No more stressing

5
They’ve taken the stress away from money worries one easy affordable payment a month easy online experience Reviewed on: 6th May 2026

Step change helped me with a monthly debt plan and t...

5
Step change helped me with a monthly debt plan and took all the stress and anxiety of the debt of me. The friendly service they provide was paramount at the time as I felt so underwhelming during the consultation. Reviewed on: 6th May 2026

Stepchange has changed my life.

5
Stepchange has changed my life. it has given me freedom and peace of miind Reviewed on: 6th May 2026

Step Change Debt Charity is an angel.

5
When I called them I was completely lost and depressed, now I am happy. Step Change Debt Charity is an angel sent by God to save my life. Reviewed on: 6th May 2026

StepChange saved me from 5 figure debt blackhole

5
I approached StepChange when I found myself in 5 figure debt with no appealing exit in sight, these people quite simply saved me... I'm 3 years into a DMP now with almost 50% cleared, still a few years to go but there is a light at the end of the proverbial tunnel. Reviewed on: 6th May 2026

Very helpful and reassuring servic

5
My experience with StepChange was very positive. They explained everything clearly and made the whole process easy to understand, with no pressure at all. They took the time to review my situation and offered options that suited me. The advisors were kind, patient, and professional. I felt much more in control and reassured after speaking with them. I would definitely recommend their service to anyone struggling with debt. Reviewed on: 6th May 2026

Best FREE debt management company

5
I was on a different dpm with another company and I wouldn’t be nearly out of debt if it wasn’t for stepchange, helped with all my creditors and on the right track. The service is free so I wasn’t carrying on paying interest too the other company. Just wish I knew about stepchange awhile ago Reviewed on: 6th May 2026

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