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StepChange: Debt advice reviews

4.92
Based on 18,642 reviews, last reviewed 23rd Jun 2026
188350% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks to stepchange I can sleep again at night Thanks to stepchange I can sleep again at night Reviewed on: 23rd June 2026
sarah jane bell's avatar
sarah jane bell

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18643)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was so worried and my mental health was deteriorat...

5
I was so worried and my mental health was deteriorating until I spoke to Step Change . The support and guidance they gave me was life changing. Reviewed on: 6th May 2026

StepChange is an amazing service !

5
StepChange is an amazing service ! My husband had lost his job and we thought we were going to lose our home. Step change helped us get our finances back on track and helped us to keep our home ! The staff are kind, caring and compassionate and there is always someone there to take your call ! I would highly recommended StepChange they are absolute life savers ! Reviewed on: 6th May 2026

THE BEST PHONE CALL I MAKE

5
Having lost my husband and only one lot of money coming in it was the hardest phone call to make but I needed of worried I was very upset but I thank step changes they have helped me so much Reviewed on: 6th May 2026

Absolutely exvellent no worries and all dealt with n...

5
Absolutely exvellent no worries and all dealt with no more nasty calls Reviewed on: 6th May 2026

Step Change your the Best.

5
They helped me b4, and was excelent,came back as i needed help again and again exelent throught out i recomend Step Change all the time . Reviewed on: 6th May 2026

Excellent

5
Very good experience. Recommend to everyone Reviewed on: 6th May 2026

I was so worried about my debts then got introduced...

5
I was so worried about my debts then got introduced to Step Change through CAB, I rang them, the advisor listened was not judgemental. She advised me on what to do and gave me reassurance that they would work with me to get the best option of becoming debt free. Reviewed on: 6th May 2026

Able to breathe again!

5
I had too much credit card debt across many lenders. I gave the call centre a call and spoke to a member of staff who listened and then gave me a list of options to choose from. There was no pushing towards a particular resolution and the consequences of each were made clear. Once I had decided the "joining" was easy and my creditors stopped contacting me. The regular reminders to review my outgoings is also made easy, so important in the current economic climate. Reviewed on: 6th May 2026

Brilliant team

5
Every time I have contacted Stepchange I have been treated with the utmost respect and understanding. The staff are friendly and always willing to listen to my worries and concerns. I often feel overwhelmed with the challenge of paying off my debt but they always reassure me and make me feel that I can meet the challenge head on. Reviewed on: 6th May 2026

Taking the Weight off my Shoulders

5
I use Step Change and it's took so much weight off my shoulders. I've referred friends. Reviewed on: 6th May 2026

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