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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Easy to do

5
Easy to deal with, easy to set up a plan. No worrying just one easy payment each month Reviewed on: 23rd May 2025

excellent helpful service lustened to all i said wit...

5
excellent helpful service lustened to all i said with no judgement Reviewed on: 15th May 2024

Life changing service!

5
Life changing service! I can’t describe the weight that has been lifted and how I can breathe easy. There’s not one aspect of my life it hasn’t changed for the better. Take the plunge, call them! You won’t regret it Reviewed on: 15th May 2024

Always responsive to requests for information and ve...

5
Always responsive to requests for information and very prompt actions when emailed with changes to circumstances Reviewed on: 15th May 2024

Have had only very good experience

5
Have had only very good experience with StepChange. Staff always have been very helpful and understanding. Reviewed on: 15th May 2024

Could not have helped me any more !

5
Could not have helped me any more !!!! Reviewed on: 15th May 2024

Stepchange are amazing from start to finish, highly...

5
Stepchange are amazing from start to finish, highly recommend. Staff are lovely, explain everything in plain English, make a very difficult time easier to cope with, thank you. Reviewed on: 15th May 2024

My life is back on track and thriving As a mum

5
I contacted step change because I was exhausted and depressed trying to manage my debts it was literally like borrowing here to pay another bill, so as you can imagine a vicious cycle until they managed everything for me. I ha was at breaking point and definitely had suicidal ideation. Now I feel like I have been awarded a new beginning and I look forward to my future. Reviewed on: 15th May 2024

Stepchange have helped me so much to resolve my fina...

5
Stepchange have helped me so much to resolve my financial issue and I am nearly debt free because of their support and I would be happy to refer or recommend anyone to this great organisation Reviewed on: 15th May 2024

Slow in connecting when there was issues an updates,...

5
Slow in connecting when there was issues an updates, but I would suggest that down to being how busy and the need for your service is. Reviewed on: 15th May 2024

Excellent customer service.

5
Excellent customer service. They have help me to manage my debt repayment with a realistic affordability payment plan. Reviewed on: 15th May 2024