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StepChange: Debt advice reviews

4.95
Based on 16,571 reviews, last reviewed 10th May 2026
89250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Step change made the difference I was in complete despair about my my debt. Step change made the difference. The advisors are brilliant and talked me through the options to reduce my... Read more Reviewed on: 10th May 2026
Zoe 's avatar
Zoe

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16571)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

8 characters long

4
My experience is mine and mine alone Reviewed on: 23rd May 2025

great service

5
brilliant and stress free,the staff are very helpfull Reviewed on: 23rd May 2025

We are getting there

5
We were in quite a serious amount of debt but seeing that total fall month in month has given us such comfort and although we have a way to go there is light at the end of the tunnel Reviewed on: 23rd May 2025

I was very nervous to get in contact with step chang...

5
I was very nervous to get in contact with step change but it couldn't have been easier as the lady who helped me put me st ease so glad I did it took 5years but I'm proud to say I'm now debt free thanks to step change Reviewed on: 23rd May 2025

Took all stress of contacticting debts away from me...

5
Took all stress of contacticting debts away from me with a fair repayment plan to get debt free Reviewed on: 23rd May 2025

Great experience

5
They were polite, caring and understanding. There deserved their weight in gold. Reviewed on: 23rd May 2025

I had a lot of financial problems, cause me anxiety...

5
I had a lot of financial problems, cause me anxiety and depression and StepChange help lift some of the burden. Reviewed on: 23rd May 2025

I was victim of Domestic abuse

5
I was victim of DA and left in financial difficulty which can impact my career. Stepchange were amazing in sorting out my finances at an affordable monthly payment and this was supported by my work place also meaning that as a single parent I could continue to live in the family home and provide for my children without money stresses or fear of losing my home or job. Reviewed on: 23rd May 2025

It gives me a peace of mind of my debt.

5
It gives me a peace of mind of my debt.Thank you so much ! Reviewed on: 23rd May 2025

I found myself in a position where I didn't know whe...

5
I found myself in a position where I didn't know where to go next. I was in a place that I couldn't get out of. Stepchange was recommended to me and straight away the pressure was lifted from me. I cannot thank them enough for the help I have been given and it has allowed me to progress in life. Reviewed on: 23rd May 2025