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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

I was in a very dark place

I was in a very dark place and could no longer face the days and nights of worry, the embarrassment of getting in to debt and then not knowing how to sort it all. I couldn't eat or sleep and my health conditions deteriorated. I was not eating more than toasted bread as I couldn't afford to eat or buy food. I had nobody to turn to or help. Stepchange changed that, gave me support, tackled the creditors, help me budget and slowly but surely I have been clearing my debt through stepchange. You helped me survive and get through the darkest times, you would cope with my tearful telephone conversations and your reassurances. My grandaughter now has a grandma and the will to live longer. Reviewed on: 3rd June 2025

Step Change listen.

Step Change listen. There is no need to be frightened talking to them if you are in debt. They explain the process fully and how they can help. They sort your debts out. They leave you enough so you can still live. You may speak to them at any time, even with regular questions if you are not sure. Reviewed on: 2nd June 2025

So happy with Step change.

So happy with Step change. Felt supported and reassured and am now dept free. Reviewed on: 2nd June 2025

me n a way

Stepchange’ has helped me n a way I could not of imagined and I am really grateful for all of your help THANK YOU Reviewed on: 2nd June 2025

First Class Service

They helped me form a repayment plan when I found myself in a lot of debt. They were very helpful and non judgemental. Reviewed on: 2nd June 2025

They are always very helpful whenever I need to phon...

They are always very helpful whenever I need to phone for advice Reviewed on: 2nd June 2025

Amazing! Thank you for everything.

I was at my lowest and almost lost my home due to my relationship breaking down. The ladies and gents I’ve dealt with at StepChange were amazing. From day one until right now, every call has been friendly, personable, and empathetic. At one point I had to reduce my payments by two thirds, but as long as lines of communication are kept open and they are kept updated, they were able to keep helping me. I am now one payment away from clearing my debt plan and I can’t praise StepChange enough for all of their help and support through it all. Thank you - from the bottom of my heart - thank you Reviewed on: 2nd June 2025

SR 1971 ..

Stepchange taken a lot of pressure of my shoulders by helping me sort my loan payments into an affordable amount I can pay each month . Reviewed on: 2nd June 2025

Very knowledgeable people who are very supportive in...

Very knowledgeable people who are very supportive in a time of huge stress and pressure Reviewed on: 2nd June 2025

Brilliant staff who helped us get on top of things,...

Brilliant staff who helped us get on top of things, no judging just calm and helpful Reviewed on: 2nd June 2025

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