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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Kind helpful informative and the guiding light when...

Kind helpful informative and the guiding light when one needs this advice for the way forward Reviewed on: 28th May 2025

Always helpful

Every interaction has always been with an understanding and helpful advisor Reviewed on: 28th May 2025

Stepchange are really helpful.

Stepchange are really helpful, they listen and help monitor your debt problems. Reviewed on: 28th May 2025

BEST THING I'VE EVER DONE

I was under water for years, robbing Peter to pay Paul when I seen a TV advert for Step Change. They didn't judge, just gave me advice and support and helped me deal with my financial situation. I'm now 3 months away from being debt free for the first time in 25 years! I can't tell you how that feels! Thank you Step Change - you really did save me life, and I only wish I had contacted you sooner. PLEASE make contact with them if you're struggling - best thing I ever done. Reviewed on: 28th May 2025

Step change made a massive difference to our lives.

Step change made a massive difference to our lives. It got us back in control, there help was great, talked us through all the steps, what would happen and when and if any problems arose with our creditors they gave us advice. My phone would be ringing every hour before they helped, with someone wanting money and it was stressful. Now I got the odd phone call and I know what to say. My life is now going in a positive direction, and will of paid my debts off in just over 4 years. I delayed thinking I could sort my debts out, I wish I had contacted stepchange earlier. We may judge ourselves for our decisions but stepchange didn't. Fantastic service. Reviewed on: 28th May 2025

StepChange has changed my life!

Feel like a weight has been lifted, honestly can’t thank step change enough Reviewed on: 28th May 2025

Brilliant service!

I was recommended to try Stepchange in 2020 as I had credit card debt which was getting on top of me. They make it so easy. I did a budget plan and they look at your outgoings and advise an amount to pay back a month which they then distribute to your creditors. So it’s just one payment a month and this is reviewed annually and changed accordingly (taking into account whether you can afford to pay a bit more or you need to pay a bit less). I am now debt free and highly recommend them. Their advisors are always helpful give a fantastic service. Reviewed on: 28th May 2025

I was up the wall , suffering with depression and a...

I was up the wall , suffering with depression and angsierty . So stepchange helped pull me out of a dark place. In which I will be eternally great fully. Reviewed on: 28th May 2025

Step Change are understanding, supportive and effect...

Step Change are understanding, supportive and effective. Reviewed on: 28th May 2025

we came to you over 10yaer ago and you have always b...

we came to you over 10yaer ago and you have always been there for us with a heping hand Reviewed on: 28th May 2025

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