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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16625 reviews)

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4.95

Based on 16,625 reviews, last reviewed 11th May 2026

91900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional service Professional service. Ability to do almost everything online. Very helpful Reviewed on: 11th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16625)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very helpful. Calms the nerves.

StepChange were very helpful and patient throughout the whole process, from informing me about the options available to me and their suitability for my circumstances to form completion and instructions on how to address issues with county courts. The process from start to finish is simple and straightforward and the addition of them implementing a period of breathing space also contribituted to easing any immediate worries that I had. Reviewed on: 23rd May 2025

Kind, supportive and fantastic staff

I was really worried and step change completely helped me. My journey with them has been excellent. My husband passed away after 18 months of starting our plan and the staff were so incredibly emphatic and supportive. It is a scary experience feeling like you are trapped with money worries and I would fully recommend step change to turn to Reviewed on: 23rd May 2025

Excellent weight off my mind and let’s hope the econ...

Excellent weight off my mind and let’s hope the economy recovers but doesn’t look likely any time soon. Reviewed on: 23rd May 2025

Was starting to lose sleep.

Was starting to lose sleep. I managed to get back on track. Thank you! Reviewed on: 23rd May 2025

Without you I don't think I would have coped.

Without you I don't think I would have coped. Although, not your fault, trying to speak to someone sometimes was a little tricky. Reviewed on: 23rd May 2025

Understanding staff changed my life

All staff are super friendly, patient, understanding and helpful. Cant thank you enough Reviewed on: 23rd May 2025

I was completely stressed out about debts didn’t kno...

I was completely stressed out about debts didn’t know what to do. Got in contact with step Change so easy to deal with just wish I’ve done it earlier slowly getting back on track with highly recommend if you’re in trouble just don’t put it off. Give them a call. Reviewed on: 23rd May 2025

Life changing experience,I Was going through a very...

Life changing experience,I Was going through a very difficult situation with my finance, sleepless nights on top a nights,working but just to pay my debt nothing left after pay day,then my wife told me about stepschange, I'll never heard of them,stepschange make BIG difference words can't explain, Reviewed on: 23rd May 2025

Flawless experience

Everyone that I spoke to was so kind. It helped me gain perspective quickly and release the shame that I had surrounding my debt. The advice that I received took into account my needs at no point did I feel pressurised into making a decision. When i did decide that setting up a DMP was the right solution for me. StepChange was so swift in setting this up for me. The service I received is utterly flawless. Thank you I am very grateful Reviewed on: 23rd May 2025

Stepchange was recommended to me by a family member.

Stepchange was recommended to me by a family member. My Debt was very overwhelming, and my wages just weren’t stretching far enough. I was a little worried about taking this step,i believed I got myself into the debt and I had to get myself out of it. i felt I was cheating by going down this route, but Im so glad I applied to stepchange. A weigh has been lifted, it was easy and quick to set up, I’m making affordable payments after completing a budget and it’s reviewed every year. Have access to an online account where I can view statements,debt balances and budget Reviewed on: 23rd May 2025

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