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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16674 reviews)

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4.95

Based on 16,674 reviews, last reviewed 12th May 2026

94250% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

You send your payment . You send your payment .i do what i can afford and stepchange pay my creditors Reviewed on: 12th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16674)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

VERY HELPFUL AND UNDERSTANDING, I WOULD NOT BE ABLE...

VERY HELPFUL AND UNDERSTANDING, I WOULD NOT BE ABLE TO COPE WITHOUT STEP CHANGE, THEY HELP ME FROM STOPPING FROM WORRYING ALL THE TIME! Reviewed on: 23rd May 2025

Peace of mind regained

I had been been very worried and ashamed that my debts had got on top of me . Step Change rescued me and put me in a good place with peace of mind that all my debts were being properly managed and not overwhelming me. Reviewed on: 23rd May 2025

Stepchange were so easy to deal with.

Stepchange were so easy to deal with. Filled in some information online to get some advice. Options available were clearly presented and explained and they sorted things quickly - creditor pressure eased almost instantly! Reviewed on: 23rd May 2025

I got myself at the point where bankruptcy was the o...

I got myself at the point where bankruptcy was the only option. Stepchange changed that. Now I can provide for my family with out struggling every month. Only gripe I have is when I go to go and do my budget on line they always ask for you to call them which time isn't something I have. These calls can be over an hour Reviewed on: 23rd May 2025

Back on track

I can’t thank StepChange enough for their support. From the moment I reached out, they treated me with kindness, respect, and professionalism. They helped me understand my options and set up a manageable plan to get back on track financially. It's such a relief to feel in control again. Highly recommended to anyone struggling with debt. Reviewed on: 23rd May 2025

I thought i couldn’t move sell my house and buy a ne...

I thought i couldn’t move sell my house and buy a new house. How wrong i was. It was an open honest conversation from the offset. Paul was brilliant. I’m now in my new house and loving life new to the sea. Still on dept plan. Reviewed on: 23rd May 2025

Really helpful and friendly

Helped ease my sleepless nights. Found a plan I could manage. Reviewed on: 23rd May 2025

Step change

Good advice and help to see a way out of debt problems Reviewed on: 23rd May 2025

Was very helpfull very happy now

Was very helpfull very happy now Reviewed on: 23rd May 2025

So easy to use, I am feeling so much better since us...

So easy to use, I am feeling so much better since using this Reviewed on: 23rd May 2025

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