Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18655 reviews)

View other StepChange products

4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Best support

I was in a difficult situation at the start but the team helped me every step of the way Reviewed on: 25th May 2025

helpful and friendly staff

Step change are always helpful when I phone.it does take a bit of a wait but that is understandable busy the lines are busy.I also emailed them,they answer quickly and efficiently.All staff are friendly and helpful. Reviewed on: 25th May 2025

really helpful and support...

The lady I spoke with was really helpful and supportive, talked me through the process and advised me accordingly. Reviewed on: 25th May 2025

Staff are so helpful.

Staff are so helpful. They're reassuring, empathetic and sympathetic. Reviewed on: 25th May 2025

StepChange saved my life during the Pandemic

Who knew a Pandemic for Covid-19 would happen!? I worked in the Entertainment and Hospitality industry which completely collapsed several times, open, closed, open, closed was going on a lot in 2020 into 2021, I was not eligible for Furlough so was living on Credit Cards thinking it cant last long! How wrong I was! the debts mounted up and no employment on the horizon, finally I turned to StepChange who thankfully helped me contact the companies I was in debt to and helped me make a Debt Management Plan, I am eternally grateful to them, they saved my life I had no idea how to cope and they offered me solutions - I am still paying my debts and will never use a Credit Card again but at least I am on track to a finish date - I am now a Pensioner and dont have good prospects for money, however I am doing my best with the help of StepChange and the good will of the companies that I rose the debts with Reviewed on: 25th May 2025

Stepchange sorted my debts out don’t know were I wou...

Stepchange sorted my debts out don’t know were I would be if it wasn’t for there help Reviewed on: 25th May 2025

Excellent support and friendly agent solved the diff...

Excellent support and friendly agent solved the difficulty I was facing Reviewed on: 25th May 2025

Really I am so worried about paying money.

Really I am so worried about paying money. But I don’t have fullfigure. But I am going stepchange no stressed, no worries. I can sleep very peacefully. Reviewed on: 25th May 2025

When I was desperate as husband left me with debt ,...

When I was desperate as husband left me with debt , I phoned step change and they were so helpful it was a weight of my shoulders . Reviewed on: 25th May 2025

I find this the most difficult thing of all to do.

I find this the most difficult thing of all to do. and without guidance I would be lost, but the financial advisors, are so proffessional at doing this, you are helped through it. I must admit to having got it wrong due to nerves, but thank goodness ge help. Reviewed on: 25th May 2025

Alternative products

Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt Solutions
from MoneyPlus 4.10 from 2 reviews
Debt advice
from Money Wellness 4.89 from 6162 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub