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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16711 reviews)

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4.95

Based on 16,711 reviews, last reviewed 12th May 2026

96050% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very easy to talk to them . Very easy to talk to them .and sought everything out .they understand your situation. Reviewed on: 12th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16711)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

good service on time professional approach

good service on time professional approach Reviewed on: 23rd May 2025

Sorted out my budget and helped me get in control.

Sorted out my budget and helped me get in control. Only issue is with some delayed payments due to one of my creditors switching the debt collection agency they used and a couple of payments going missing but StepChange have given me advice for chasing that. Reviewed on: 23rd May 2025

great service

Extremely good quality of service Reviewed on: 23rd May 2025

An extremely vital service.

An extremely vital service. Very helpful and efficient. I cannot describe how much they have helped me. Reviewed on: 23rd May 2025

Excellent

This is the second time I’ve used step change and both times they have been excellent Reviewed on: 23rd May 2025

Real life saver, when you are drowning and dont know...

Real life saver, when you are drowning and dont know what to do. Made managing my debt so much stress free Reviewed on: 23rd May 2025

Life saver

For myself into debt trying to fix things myself after coming out of a financially coercive relationship but it all got too much. Didn’t want CCJ/IVA/bancruptcy and didn’t know I could get help. Finally on way to sorting life out! Reviewed on: 23rd May 2025

Seem less and Easy

It was very easy to setup a DMP and stay updated with debt Reviewed on: 23rd May 2025

Step Change helped me find a plan that worked for me

Step Change helped me find a plan that worked for and budget effectively. It can seem a lot to work through with the Step Change team at first, but it is worth it. My wellbeing feels much better since I completed the process. Reviewed on: 23rd May 2025

Excellent charity to support with debts

Fantastic charity all staff I have spoken too are helpful reassuring and supportive Reviewed on: 23rd May 2025

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