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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I highly recommend Step Change

Whenever I've needed to phone Step Change I've found them to be extremely helpful and friendly to talk to. They go that extra mile really put you at ease. Reviewed on: 24th May 2025

Step change made the process so easy and manageable.

Step change made the process so easy and manageable. I now feel in control of my debt and I wish I had done it sooner. Reviewed on: 24th May 2025

Very knowledgeable and sympathetic.

Very knowledgeable and sympathetic. Easy to contact. Reviewed on: 24th May 2025

Life savers

I honestly don't know know where I would be without StepChange. The help they have given me has changed my life. I was rock bottom, nowhere left to go. Now I feel like I can breathe again. Don't hesitate, contact them today. Reviewed on: 24th May 2025

Step Change literally saved my life.

Step Change literally saved my life. I was a suicide point. Unable to cope with my debts and very little money coming in. No where to turn, until I saw a number for step change. I'm glad I found the courage to ask for help. They didn't judge me. Made it an easy process to fill in the paperwork. Made payments easier to cope with. I can’t praise them enough. Reviewed on: 24th May 2025

from rags to riches

I've always found Stepchange very professional and friendly to deal with. Very helpful with the few problems I have had. Reviewed on: 24th May 2025

Highly Recommend StepChange.

Fantastic support and help from StepChange. All the staff have been brilliant, always very understanding and empathetic. Reviewed on: 24th May 2025

A weight has been lifted from my mind.

I have felt that a weight has been lifted from my mind. I got into debt through no fault of my own 2 years ago I was diagnosed with throat cancer I've had lots of radiotherapy and gladly I'm clear over the cancer. But because of it I lost my business that left me with only pension to live on I tried to pay my bills for awhile but in the end and the cost of living going up and up I couldn't maintain it. I was recommended by my bank to go to stepchange for help I am glad to say that change my situation. John Reviewed on: 24th May 2025

Great services

They really help me with my credit texts and finances, and I have a region in spelling different. They explain everything, I make it a lot easier for me. Reviewed on: 24th May 2025

Peace of mind

It’s controlled Debt so everything is frozen so it gives you a piece of mind . Reviewed on: 24th May 2025

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