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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Always there in times of need

5
It was such a relief to get the help I needed managing my creditors. I found it easy to deal with, without being judged at a really difficult time. Reviewed on: 28th July 2022

They have resolved any issue easily and clearly with...

5
They have resolved any issue easily and clearly with my best interest at heart. Reviewed on: 1st May 2024

StepChange helped and guided me to pay off my debts...

5
StepChange helped and guided me to pay off my debts in a convenient way for me. During each review they guided me not to borrow again and this trained me to live within my limits. Reviewed on: 1st May 2024

Stepchange Dept management

5
Ever since i have been with Stepchange they have helped me out no end they take the presure of and help no end, The letters stop as they take of everthing concerning your dept i would highly reconmend. Reviewed on: 1st May 2024

Non judging

5
Helped me when felt I didnt know how to solve problem Reviewed on: 1st May 2024

I was at my lowest when I first got in touch with...

5
I was at my lowest when I first got in touch with step change. They made everything alot lighter to carry . The helped me get through a very difficult time we ith so much great advice and so much help getting the creditors to accept my proposal. Reviewed on: 1st May 2024

No judgement ,understanding, lots of advise, app eas...

5
No judgement ,understanding, lots of advise, app easy to use and understand Reviewed on: 1st May 2024

Make that call if you need help.

5
Make that call if you need help. I didn’t know what to do and they sorted it all out for me with a manageable repayment Reviewed on: 1st May 2024

Thorough, easy to set up.

5
Thorough, easy to set up. Takes no time at all. Peace of mind once it is in place Reviewed on: 1st May 2024

Light at the end of the Tunnel!

5
Easy to complete the on-line assessment. The advice received was clear and informative, any questions I had were answered quickly & efficiently. DMP was quickly put in place & I was kept up to date with proceedings. The website is easy to use to keep up to date with how your plan is working. Highly recommend Step Change to anyone struggling to clear their debt. I feel like a weight has been lifted. Reviewed on: 1st May 2024

Stepchange help us in our financial struggle.

5
Stepchange help us in our financial struggle. They are honest and tell us exactly the best solution for our situation. Reviewed on: 1st May 2024