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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Always there in times of need

5
It was such a relief to get the help I needed managing my creditors. I found it easy to deal with, without being judged at a really difficult time. Reviewed on: 28th July 2022

STEPCHANGE ARE HEROES!

5
We cannot praise Stepchange highly enough. They never judge you and are so helpful. You feel like a weight has been taken from your shoulders from the first day you contact them. They do not charge for their services as they are a charity. If you have debts and you are struggling please please contact them. You will not be sorry. Reviewed on: 1st May 2024

Years of worry free.

5
A few years ago we had that many out goings that more was going out than in. Advised to call Stepchange who were brilliant and professional. They contacted all our creditors and arranged with us what we could afford and set up a plan. They took a load of weight off our shoulders and advised us what to do with everything. We have 12 months left and we'll be debt free and had a few years without all the worry. Thank you Stepchange you helped ease the burden and took away the worry x Reviewed on: 1st May 2024

life changer

5
Stepchage has helped me to see life beyond my debts. I can manage my finances now. than you Reviewed on: 1st May 2024

Excellent from start to finish all staff are very ca...

5
Excellent from start to finish all staff are very calm and helpful without Stepchange I would still be at my wits end Reviewed on: 1st May 2024

StepChange makes everything easy.

5
StepChange makes everything easy. They take care of everything. You discuss how much you can afford after your outgoings and they do the rest. Paying all your creditors every month. Reviewed on: 1st May 2024

Stepchange have helped me get back on track with my...

5
Stepchange have helped me get back on track with my debts. The cost of living contributed to me feeling overwhelmed with what I was paying each month. I now have one monthly payment I pay to Stepchange and they then pay my creditors on my behalf. They even give you an estimate of when you will be debt free. Reviewed on: 1st May 2024

Smooth and quick experience and has helped me out im...

5
Smooth and quick experience and has helped me out immensely, as i was struggling. Best thing i ever did. Reviewed on: 1st May 2024

So helpful

5
They really helped me at a time where I didn't know where to turn Reviewed on: 1st May 2024

I feel free now.

5
I feel free now. Being in debt was very stressful. Step change support was amazing.! Reviewed on: 1st May 2024

Was in debt to the sum of £28,000 now down to £13,00...

5
Was in debt to the sum of £28,000 now down to £13,000 two more years and I will be debt free every penny I pay comes off my debt thanks to all of you for helping me Reviewed on: 1st May 2024

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