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StepChange: Debt advice reviews

4.95
Based on 16,760 reviews, last reviewed 14th May 2026
98300% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

There to help when you need it. I got to a very dark place and needed urgent help. My daughters convinced me that Stepchange could provide a solution. Thankfully I followed their adv... Read more Reviewed on: 14th May 2026
Jon Bass's avatar
Jon Bass

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16760)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Great help and made me feel at ease

5
Great help and made me feel at ease Reviewed on: 24th May 2024

Live saver.

5
They take the stress of dealing with mounting debt and trying to juggle different companys correspondence before you sink. Also recommended by company’s you deal with so this makes it a lot easier. There is always someone available to deal with your query and explain everything thoroughly, amazing company and there when you really need help and advice. Reviewed on: 24th May 2024

Doctors of credit gallops

4
Very good in providing solution. Timely. Compassionate. Professional. Solutions are tailored to individual need Reviewed on: 24th May 2024

listened no judging wish I’d turned to them sooner

5
When I was in trouble financially stepchange were kind and understanding acknowledging that it didn’t take much to be in that position and that it’s not always your fault. I felt listened to without being judged and they handled everything for me. When I paid it all off myself and contacted them they supplied me with the proof I needed. I wish I’d gone to them sooner. Reviewed on: 24th May 2024

Step change have helped me start to recover my life...

5
Step change have helped me start to recover my life by helping me step by step to reduce and repay my debts Reviewed on: 24th May 2024

Stepchange helped me get out of debt, excellent serv...

5
Stepchange helped me get out of debt, excellent service Reviewed on: 23rd May 2024

Massively helped following divorce

5
Massively helped following divorce Reviewed on: 23rd May 2024

Professional services.

5
Professional services. No grey areas truthful to the point. Very caring wishing to help, for a sound way forward with debt management procedures Reviewed on: 23rd May 2024

Exellent service, good explanations

5
Exellent service, good explanations Reviewed on: 23rd May 2024

So glad we found Stepchange

5
We had built up a lot of debt over the years due to various external unexpected scenarios and we could not keep up with repayments, that's when we turned to Stepchange for advice and it has been a lifesaver, would highly recommend speaking to Stepchange if you have money worries for excellent advice and a way out.... Reviewed on: 22nd May 2024