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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16776 reviews)

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4.95

Based on 16,776 reviews, last reviewed 15th May 2026

99100% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Changed my Life Made my life so much easier, really took a massive weight off my shoulders knowing that my debts are being paid slowly. I did the debt management plan... Read more Reviewed on: 15th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16776)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

My experience with StepChange began just over2 years...

My experience with StepChange began just over2 years ago, I'd gotten myself into serious trouble maxing out 2 credit cards and running up a sizeable overdraft with my bank which had left me over £15,000 in debt. Ironically it was a letter from one of my creditors that first brought StepChange to my attention and I'm really happy it did. This wasn't an easy way out or a promise to write off my debts but rather a means to consolidate and manage repayment in an affordabe way . StepCnge helped me to create a detailed report of all my outgoings and contacted all my creditors , on my behalf, with a repayment plan based on what I coula afford. It is such a weight off your mind knowing you have such a profesisonal organisation in your corner and although it hasn't always been easy and I still have over a year to go to be totally debt free, I think deciding to use StepChange was one of the best decisions I ever made. Reviewed on: 16th May 2024

Very friendly, helpful and polite staff

Very friendly, helpful and polite staff who put themselves in customers situation and find the best suitable solution Reviewed on: 16th May 2024

Stepchange give peace of mind and help to resolve yo...

Stepchange give peace of mind and help to resolve your debt problems. Reviewed on: 16th May 2024

If it wasn’t for StepChange

StepChange has actually saved and changed my life! Thank you from the bottom of my heart! Reviewed on: 16th May 2024

Step Change doesn't judge you.

I can't thank Step Change enough. Having their non judgmental advice has been invaluable and it was just a huge relief after I first made contact and started to manage my debt. Reviewed on: 16th May 2024

Excellent can’t say enough about these wonderful peo...

Excellent can’t say enough about these wonderful people kind ,Friendly caring. Patient I wish I contacted these years ago .Don’t hesitate . Reviewed on: 15th May 2024

Can't recommend StepChange highly enough!

Brilliant company with wonderful, compassionate and supportive staff. They've helped me clear a huge debt in 7 years and I feel I'm getting my life back on track! Reviewed on: 15th May 2024

They really supported me when I was very depressed a...

They really supported me when I was very depressed and couldn’t see a way out, they dealt with everything for me, I just give them the info they requested and they sorted it all out into a manageable payment method the relief of this has been life changing and even helped me to budget my money better so now I can manage moving forward and I am forever grateful for the support. Thanks step change Reviewed on: 15th May 2024

A Godsend!

Very supportive and empathetic customer service team. Trusted organisation. They've helped me a lot. I was going under before contacting them. My finances are now almost on track. Reviewed on: 15th May 2024

Customer service was excellent

Customer service was excellent, answered all questions and worries at the worst time of my life.. I felt like a tonne of weight was lifted off me after initial contact....online service was fairly easy to use and self explanatory. Thank you for all your help. Reviewed on: 15th May 2024

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