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StepChange: Debt Management reviews

4.95
Based on 14,714 reviews, last reviewed 22nd Dec 2025
82% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Peace of mind I was in a deep problem of my debt and couldn't find a solution especially with war in my country Sudan and family commitments I was struggling until ... Read more Reviewed on: 22nd December 2025
Siham 's avatar
Siham

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14714)

Review of the StepChange, Debt Management:

A LIGHT AT THE END OF A VERY LONG STRESSFUL TUNNEL .

5
Was very frightened and ashamed after becoming into a lot of debt did not know where to turn or do. Was advised to contact Step change. I was treated with great respect and welcome with them. They quided me in the right direction and helped me get my confidence back again. I have a lot to thank them for. I am near the end of my debt now and over the years they have keep me right I cannot thank them enough.. its so good to feel I have paid off most of all I owed with your help. THANK YOU. Reviewed on: 24th May 2025

Great Support

5
When a friend first told me about Step Change, I was reluctant and embarrassed to call them, but when I made the call, the support I received was fantastic, they made me feel at ease and all the embarrassment I had disappeared. My DMP was setup and while on the DMP, I was able to adjust to suit my financial circumstances. Never set there worrying about your debts, when Step Change is there to help. Receiving my congratulations card at the end of my debt was the best feeling. Reviewed on: 25th June 2025

Step Change is an Excellent Organisation

5
Step Change is an invaluable organisation who make the process simple and reduces stress. Reviewed on: 24th June 2025

My payments are not aligned with the date required b...

2
My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

From the moment i First made contact with Step Chang...

5
From the moment i First made contact with Step Change, I found them to be professional, Helpful, supportive and easy to deal with they literally did everything for me & I'm now debt free. Reviewed on: 23rd June 2025

I was in a financial nightmare.

5
I was in a financial nightmare. I couldn’t keep up with the minimum payments on credit cards and a loan. Every month was a worry and I was only paying the interest. I had heard about Stepchange online. Rang them and they set out a plan to pay my debts at a rate l can manage. They did all work-got in touch with my debtors and arranged it all. I feel so much better, they stay informed from them and review my plan so l know how much and long I have to pay my debt back, at a rate I can manage. Reviewed on: 23rd June 2025

Helped reduce the stress I was experiencing.

5
Helped reduce the stress I was experiencing. Reviewed on: 23rd June 2025

StepChange Review

5
It clearly is not a nice topic to have to face up to and deal with but StepChange made it so much easier by being helpful, considerate and also knowledgeable and effective. Reviewed on: 23rd June 2025

Best phone call I made!

5
When I first contacted stepchange I couldn’t see a way out of my debt, I was so stressed and worried, but they helped me with monthly affordable payments and now i’m finally debt free! Reviewed on: 22nd June 2025

Really helpful and knowledgeable

5
Really helpful and knowledgeable Reviewed on: 22nd June 2025

A debt management plan via StepChange has helped us...

5
A debt management plan via StepChange has helped us get on top of our debt. We are finally paying down our debts instead of increasing it. On the path to becoming debt free. Reviewed on: 22nd June 2025

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